Middlesex County and Reading Town property record for 92 Howard St, #1, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,068 sqft · built 1909 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,389 (2026) |
| Deeds & Mortgages | Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0701-0172.0 |
| Primary APN | READ M:010.0-0701-0172.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 4,076 sqft |
| Basement Area | 454 sqft |
| Unfinished Basement | 454 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 310000000020 |
|---|---|
| Street Address | 92 HOWARD ST, 1 |
| City | READING |
| State | MA |
| Zip | 01867-3315 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 334100 |
92 Howard St, #1, a condominium, is owned by an individual.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 HOWARD ST, 2, READING, MA 01867-3315 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 92 HOWARD ST # 1, 1, READING, MA 01867-3315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72278-432 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 72278/432 |
| Instrument | 24923 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 92 Howard St, #1 was $4,389, up 1.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,389.00 (+1.32%) | $400,500 (+5.31%) Building $393,700 | $507,291 (-9.46%) |
| 2025 | $4,332.00 (+3.32%) | $380,300 (+6.29%) Building $380,300 | $560,310 (+5.34%) |
| 2024 | $4,193.00 (-2.62%) | $357,800 (+4.62%) Building $357,800 | $531,905 |
| 2023 | $4,306.00 | $342,000 Building $342,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Howard St, #1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 92 Howard St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Astound Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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