Middlesex County and Reading Town property record for 82 Howard St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,332 sqft · built 1900 |
| Lot Size | 0.403 acres (17,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (May 2000) |
| Tax Bill | $12,043 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31000000006B |
| Primary APN | 31000000006B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 3,994 sqft |
| 1st Floor Area | 996 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,550 sqft (0.403 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 31000000006B |
|---|---|
| Street Address | 82 HOWARD ST |
| City | READING |
| State | MA |
| Zip | 01867-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 HOWARD ST, READING, MA 01867-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2000 · Amount on Record |
| Deed Sale | May 18, 2000 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 25, 2026 |
| Property Address | 82 HOWARD ST, READING, MA 01867-3315 |
| Document Number | 0000107297 |
| Book / Page | 86053 / 541 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026107297 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 82 HOWARD ST, READING, MA 01867-3315 |
| Document Number | 0000107297, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 86053/541 |
| Instrument | 2026107297 |
| Name | EASTERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,043.00 (+0.9%) | $1,098,800 (+4.86%) Land $612,700 Building $481,400 | $1,091,230 (+1.94%) |
| 2025 | $11,936.00 (-1.21%) | $1,047,900 (+1.65%) Land $584,200 Building $463,700 | $1,070,460 (-10.19%) |
| 2024 | $12,082.00 (+6.19%) | $1,030,900 (+14.08%) Land $574,700 Building $456,200 | $1,191,965 |
| 2023 | $11,378.00 | $903,700 Land $503,500 Building $400,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Astound Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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