Middlesex County and Reading Town property record for 92 Howard St, #2, Reading, MA 01867 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,403 sqft · built 1909 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Feb 2019) |
| Tax Bill | $5,032 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0702-0172.0 |
| Primary APN | READ M:010.0-0702-0172.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,403 sqft Living Area |
| Gross Area | 4,076 sqft |
| Basement Area | 532 sqft |
| Unfinished Basement | 532 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 310000000020 |
|---|---|
| Street Address | 92 HOWARD ST, 2 |
| City | READING |
| State | MA |
| Zip | 01867-3315 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0702-0172.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 HOWARD ST, 2, READING, MA 01867-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Dec 27, 2017 | Deed of Trust, Mortgage SAGE BANK |
| Feb 28, 2019 | Condominium Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 201924922 |
| Deed Book / Page | 72278 / 428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 92 HOWARD ST # 2, 2, READING, MA 01867-3315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081845-546 |
|---|---|
| Date | Aug 02, 2023 |
| Book Page | 81845/546 |
| Instrument | 86190 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 92 HOWARD ST # 2, 2, READING, MA 01867-3315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70439-191 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 70439/191 |
| Instrument | 209201 |
| Name | SAGE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 28, 2019 |
| Property Address | 92 HOWARD ST # 2, 2, READING, MA 01867-3315 |
| Document Number | 72278-428 |
| Book / Page | 72278 / 428 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 24922 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 HOWARD ST # 2, 2, READING, MA 01867-3315 |
| Document Number | 24604 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 24604 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,032.00 (+3.31%) | $441,800 (+6.3%) Building $441,800 | $503,785 (+6.68%) |
| 2024 | $4,871.00 (-2.6%) | $415,600 (+4.63%) Building $415,600 | $472,245 |
| 2023 | $5,001.00 | $397,200 Building $397,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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