Middlesex County and Reading Town property record for 98 Howard St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,816 sqft · built 1923 |
| Lot Size | 0.433 acres (18,840 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $11,581 (2026) |
| Deeds & Mortgages | Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31000000002A |
| Primary APN | 31000000002A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,816 sqft Living Area |
| Gross Area | 4,420 sqft |
| Basement Area | 1,529 sqft |
| Unfinished Basement | 1,529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 18,840 sqft (0.433 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 31000000002A |
|---|---|
| Street Address | 98 HOWARD ST |
| City | READING |
| State | MA |
| Zip | 01867-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 98 HOWARD ST, READING, MA 01867-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2018 |
| Deed Sale | Oct 23, 2018 |
| Prior Sale | May 31, 1995 · Amount on Record |
| Deed Document Number | 2018162920 |
| Deed Book / Page | 71782 / 588 |
| Transfer Doc | 71782-588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 23, 2018 |
| Property Address | 98 HOWARD ST, READING, MA 01867-3315 |
| Document Number | 71782-588 |
| Book / Page | 071782 / 000588 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 162920 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 98 HOWARD ST READING MA 018673315, READING, MA 01867-3315 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,581.00 (+0.89%) | $1,056,700 (+4.85%) Land $618,600 Building $432,300 | $1,149,168 (+9.21%) |
| 2025 | $11,479.00 (-1.21%) | $1,007,800 (+1.64%) Land $589,800 Building $418,000 | $1,052,220 (-16.24%) |
| 2024 | $11,620.00 (+6.18%) | $991,500 (+14.06%) Land $580,200 Building $411,300 | $1,256,185 |
| 2023 | $10,944.00 | $869,300 Land $508,300 Building $361,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Astound Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures