95 Francis Pl, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 95 Francis Pl, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,198 sqft · built 1962
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 1999)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 50.69-2-14`

Property Details

APN / Parcel Number

Primary APN	`392605 50.69-2-14`
Alternative APNs	`260505006900020140000000` `00315900000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1962
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Porch	Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00315900000
Old Parcel Number	260505006900020140000000
Street Address	95 FRANCIS PL
City	SPRING VALLEY
State	NY
Zip	10977-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:14.000 BLK:2 SEC:50.69 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Subdivision	SPRING VLG/SPG VLY SEC 03
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2002
Census Tract	12204

Owner

95 Francis Pl is owned and occupied by two individuals who bought it in December 1999.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	95 FRANCIS PL, SPRING VALLEY, NY 10977-3332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 1999 · Amount on File
Deed Sale	Dec 13, 1999 · Amount on File
Deed Document Number	1999-00064052
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	95 FRANCIS PL, SPRING VALLEY, NY 10977-3332
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009330
Date	Mar 3, 2021
Instrument	2021-00009330

Lender

Name	PARKSIDE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$53,100 (-) Land $11,800 Building $41,300	$684,278 (+1,221%) Land $152,062 Building $532,216
2023	$53,100 Land $11,800 Building $41,300	$51,800 Land $11,511 Building $40,289

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 95 Francis Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	83 (1978–2012)
Claims Outside the SFHA	9 of 83
Most Recent Claim	Oct 2012 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Francis Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20