Westchester County and Rye City property record for 95 Central Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 6 ba · 6,475 sqft · built 1905 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,649,540 (Oct 2019) |
| Deeds & Mortgages | Aug 2019 Sale Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-10-2-20-1 |
| Primary APN | 551400 146-10-2-20-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 6,475 sqft Living Area |
| 1st Floor Area | 2,741 sqft |
| 2nd Floor Area | 2,930 sqft |
| Upper Floors Area | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 95 CENTRAL AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | MAP OF OAKLAND GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 20.001 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 146-10-2-20-1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 CENTRAL AVE, RYE, NY 10580-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2019 | Grant Deed, Transfer FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Oct 01, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2019 · Amount on Record |
| Deed Sale | Oct 01, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2014 · Amount on Record |
| Deed Document Number | 2019592213093 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 23, 2019 |
| Property Address | 95 CENTRAL AVE, RYE, NY 10580-2815 |
| Document Number | 0592213080 |
| Book / Page | 059221 / 003080 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 121 WAPPANOCCA AVE RYE NY 105802048, RYE, NY 10580-2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 01, 2019 |
| Property Address | 95 CENTRAL AVE, RYE, NY 10580-2815 |
| Document Number | 0592213093 |
| Book / Page | 059221 / 003093 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,598.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 FAIRWAY AVE RYE NY 105803135, RYE, NY 10580-3135 |
| Document Number | 592283452 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 059228/003452 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $56,706 (-) Land $13,000 Building $43,706 | $4,805,593 (+6.78%) Land $1,101,695 Building $3,703,898 |
| 2024 | $56,706 (-) Land $13,000 Building $43,706 | $4,500,476 (+2.38%) Land $1,031,746 Building $3,468,730 |
| 2023 | $56,706 Land $13,000 Building $43,706 | $4,395,814 Land $1,007,752 Building $3,388,062 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Nearby Flood Policies | 88 units insured incl. 34 condo units |
| Nearby Flood Claims | 340 (1978–2023) |
| Claims Outside the SFHA | 91 of 340 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 166 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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