93 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 93 Central Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,670 sqft · built 2016
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$2,610,400 (Aug 2017)
Tax Bill$19,955 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Feb 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN551400 146-10-2-20-4

Property Details

APN / Parcel Number

Primary APN551400 146-10-2-20-4
Alternative APN
  • 140014601000020200040000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,670 sqft Living Area
1st Floor Area3,670 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Lot Area14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address93 CENTRAL AVE
CityRYE
StateNY
Zip10580-2815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionPROPERTY OF GEORGIA S VICKERS CITY
Legal Block2
Legal Lot Number20.004
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2015
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address93 CENTRAL AVE, RYE, NY 10580-2815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Feb 26, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Aug 23, 2017Grant Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2017 · Amount on Record
Deed SaleAug 23, 2017 · Amount on Record
Prior SaleMar 21, 2014 · Amount on Record
Deed Document Number2017572203338
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address93 CENTRAL AVE, RYE, NY 10580-2815
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 CENTRAL AVE, RYE, NY 10580-2815

Mortgage

Document Number0660573199
DateFeb 26, 2026
Instrument660573199
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address93 CENTRAL AVE, RYE, NY 10580-2815
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 CENTRAL AVE, RYE, NY 10580-2815

Mortgage

Document Number0660573199
DateFeb 26, 2026
Instrument660573199
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateAug 23, 2017
Property Address93 CENTRAL AVE, RYE, NY 10580-2815
Document Number0572203338
Book / Page057220 / 003338
Instrument DateAug 16, 2017
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,441.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 SHORE BLVD #PH21R ASTORIA NY 111023941, ASTORIA, NY 11102-3941

Mortgage

Document Number572343592
DateAug 23, 2017
Book Page057234/003592
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueAug 22, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,955.00$39,950 (-) Land $9,000 Building $30,950$3,385,593 (+6.78%) Land $762,712 Building $2,622,881
2024$39,950 (-) Land $9,000 Building $30,950$3,170,635 (+2.38%) Land $714,286 Building $2,456,349
2023$39,950 Land $9,000 Building $30,950$3,096,899 Land $697,674 Building $2,399,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 individual policies
Nearby Flood Policies88 units insured
incl. 34 condo units
Nearby Flood Claims340 (1978–2023)
Claims Outside the SFHA91 of 340
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 53 claims
  • Hurricane Irene, Aug 2011 · 61 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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