90 Central Ave, #92, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 90 Central Ave, #92, Rye, NY 10580

Property Summary

Property Type	Duplex
Details	7 bd · 4 ba · 5,060 sqft · built 2010
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$1,800,000 (Oct 2021)
Tax Bill	$25,037 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-10-2-18`

Property Details

APN / Parcel Number

Primary APN	`551400 146-10-2-18`
Alternative APN	`140014601000020180000000`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,060 sqft Total Area
1st Floor Area	5,060 sqft
Upper Floors Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	90 CENTRAL AVE, 92
City	RYE
State	NY
Zip	10580-2819
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA3
Legal Subdivision	MAP LAND TO ROBERT S HAYWARD
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2014
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	181 WESTCHESTER AVE, 301A, PORT CHESTER, NY 10573-4534
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	2021612593944
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 1, 2021
Property Address	90-92 CENTRAL AVE, RYE, NY 10580
Document Number	0612593944
Map Reference	MAP 910
Instrument Date	Jun 16, 2021
Instrument	612593944
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	ALL NEW YORK TITLE AGENCY INC, ALL NEW YORK TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 CENTRAL AVE # 92, 90, RYE, NY 10580-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WESTCHESTER AVE # 301A, 301A, PORT CHESTER, NY 10573-4534

Mortgage

Document Number	0612733597
Date	Oct 1, 2021
Instrument	612733597

Lender

Name	EMIGRANT MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Change Frequency	3 Years

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,037.00 (-46.14%)
2025	$46,485.00	$19,750 (-) Land $5,750 Building $14,000	$1,673,729 (+6.78%) Land $487,288 Building $1,186,441
2024		$19,750 (-) Land $5,750 Building $14,000	$1,567,460 (+2.38%) Land $456,349 Building $1,111,111
2023		$19,750 Land $5,750 Building $14,000	$1,531,007 Land $445,736 Building $1,085,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 individual policies
Nearby Flood Policies	88 units insured incl. 34 condo units
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20