Westchester County and Rye City property record for 111 Central Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,680 sqft · built 1890 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,645,000 (Sep 2024) |
| Tax Bill | $46,543 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-10-2-19-1 |
| Primary APN | 551400 146-10-2-19-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,680 sqft Living Area |
| 1st Floor Area | 2,700 sqft |
| 2nd Floor Area | 1,980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 41,818 sqft (0.96 acres) |
| Cooling System | Central |
|---|
| Street Address | 111 CENTRAL AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 2 |
| Legal Lot Number | 19.001 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2050 MCDONALD DR, OAK BROOK, IL 60523 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 1, 2020 | Loan Modification, Mortgage BNY MELLON NA |
| Sep 28, 2018 | Deed of Trust, Mortgage BNY MELLON NA |
| Sep 14, 2018 | Grant Deed, Transfer JUDICIAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Prior Sale | Jan 13, 2005 · Amount on Record |
| Deed Document Number | 20243072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 10, 2026 |
| Property Address | 111 CENTRAL AVE, RYE, NY 10580-2815 |
| Document Number | 0000003252 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20263252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 CENTRAL AVE, RYE, NY 10580-2815 |
| Document Number | 0000003252, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20263252 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 111 CENTRAL AVE, RYE, NY 10580-2815 |
| Document Number | 0600783079 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 111 CENTRAL AVE RYE NY 105802815, RYE, NY 10580-2815 |
| Document Number | 0600783079 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 060078/003079 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | 1 BOSTON PL, BOSTON, MA 02108-4407 |
| Amount | Amount Recorded |
|---|
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 111 CENTRAL AVE, RYE, NY 10580-2815 |
| Document Number | 0582823530 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 18 HILLSIDE RD RYE NY 105802011, RYE, NY 10580-2011 |
| Document Number | 0582823530 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 058282/003530 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 14, 2018 |
| Property Address | 111 CENTRAL AVE, RYE, NY 10580-2815 |
| Document Number | 0582253450 |
| Book / Page | 058225 / 003450 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,600.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 HILLSIDE RD RYE NY 105802011, RYE, NY 10580-2011 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,543.00 | $37,200 (-) Land $10,200 Building $27,000 | $3,152,543 (+6.78%) Land $864,407 Building $2,288,136 |
| 2024 | $37,200 (-) Land $10,200 Building $27,000 | $2,952,381 (+2.38%) Land $809,524 Building $2,142,857 | |
| 2023 | $37,200 Land $10,200 Building $27,000 | $2,883,721 Land $790,698 Building $2,093,023 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Nearby Flood Policies | 88 units insured incl. 34 condo units |
| Nearby Flood Claims | 340 (1978–2023) |
| Claims Outside the SFHA | 91 of 340 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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