Westchester County and Rye City property record for 85 Central Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 5,957 sqft · built 1932 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,750,000 (Feb 2006) |
| Tax Bill | $24,144 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-10-2-21 |
| Primary APN | 551400 146-10-2-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,957 sqft Living Area |
| 1st Floor Area | 3,023 sqft |
| 2nd Floor Area | 1,956 sqft |
| Upper Floors Area | 978 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 75,359 sqft (1.73 acres) |
| Street Address | 85 CENTRAL AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | JAMES D HAISTED FARM |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 CENTRAL AVE, RYE, NY 10580-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2006 · Amount on Record |
| Deed Sale | Feb 24, 2006 · Amount on Record |
| Deed Document Number | 2006460380174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 85 CENTRAL AVE, RYE, NY 10580-2815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | FREEDOM ABSTRACT INC, FREEDOM ABSTRACT NY JP |
| Name | Verified Name |
|---|
| Document Number | 0611333276 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 611333276 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 85 CENTRAL AVE, RYE, NY 10580-2815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | FREEDOM ABSTRACT INC, FREEDOM ABSTRACT NY JP |
| Name | Verified Name |
|---|
| Document Number | 0611333277 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 611333277 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,144.00 | $40,000 (-) Land $11,900 Building $28,100 | $3,389,831 (+6.78%) Land $1,008,475 Building $2,381,356 |
| 2024 | $40,000 (-) Land $11,900 Building $28,100 | $3,174,603 (+2.38%) Land $944,444 Building $2,230,159 | |
| 2023 | $40,000 Land $11,900 Building $28,100 | $3,100,776 Land $922,481 Building $2,178,295 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Nearby Flood Policies | 88 units insured incl. 34 condo units |
| Nearby Flood Claims | 340 (1978–2023) |
| Claims Outside the SFHA | 91 of 340 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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