Banks County property record for 946 Lord Rd, Commerce, GA 30530 · Last verified April 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 2020 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $649 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B67 043M |
| Primary APN | B67 043M |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Gross Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 75,794 sqft (1.74 acres) |
| Deck Area | 16 sqft |
| Storage Building | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10510 |
|---|---|
| Street Address | 946 LORD RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6957 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TR2 PB 35-489 |
| Legal Subdivision | OLD WAVERLY PLANTATION - 00116 |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970400 |
Source: Banks County records · APN B67 043M
Assessment roll updated November 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 964 LORD RD, COMMERCE, GA 30530-6957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING |
| Jan 13, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 13, 2020 |
| Transfer Doc | 000477/121 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 946 LORD RD, COMMERCE, GA 30530-6957 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 946 LORD RD, COMMERCE, GA 30530-6957 |
| Document Number | 0000000525/0000000395 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 0000000525/0000000395 |
| Name | SOUTHWEST STAGE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jan 13, 2020 |
| Property Address | 946 LORD RD, COMMERCE, GA 30530-6957 |
| Document Number | 000477/121 |
| Book / Page | 477 / 121 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 2020-000031 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1963 PROSPECT RD, CARNESVILLE, GA 30521 |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $649.00 (-3.28%) Homeowner's exemption | $37,087 (+2.85%) Land $13,992 Building $23,095 | $92,717 (+2.85%) Land $34,980 Building $57,737 |
| 2024 | $671.00 (+67.33%) Homeowner's exemption | $36,060 (-9.26%) Land $12,720 Building $23,340 | $90,152 (-9.25%) Land $31,801 Building $58,351 |
| 2023 | $401.00 (-45.29%) Homeowner's exemption | $39,738 (+7.64%) Land $14,278 Building $25,460 | $99,346 (+7.64%) Land $35,696 Building $63,650 |
| 2022 | $733.00 Homeowner's exemption | $36,918 Land $14,278 Building $22,640 | $92,295 Land $35,696 Building $56,599 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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