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979 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 979 Lord Rd, Commerce, GA 30530 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,014 sqft · built 2017
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Jun 2016)
Tax Bill$3,957 (2025)
Deeds & MortgagesOct 2016 Construction Loan
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB67 021A

Property Details

APN / Parcel Number

Primary APNB67 021A
Alternative APN
  • 8683

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,014 sqft Heated Area
1st Floor Area2,014 sqft
Basement Area2,014 sqft
Unfinished Basement2,014 sqft
FlooringPlywood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage Area462 sqft

Exterior Amenities

PorchOpen Porch
Porch Area231 sqft
Deck Area110 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number8683
Street Address979 LORD RD
CityCOMMERCE
StateGA
Zip30530-6964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGMD 207 PB 29-76
Legal SubdivisionOLD WAVERLY PLANTATION PH 1
JurisdictionBANKS GA
Township / Civil DivisionSOUTHEAST BANKS
Census Block Group1
Census Block1011
Census Tract970400

Owner

Source: Banks County records · APN B67 021A

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address979 LORD RD, COMMERCE, GA 30530-6964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2016Deed of Trust, Mortgage · Construction Mortgage
SOUTH STATE BANK
Jun 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Deed Document Number0000426199
Deed Book / Page426 / 199
Record UpdatedSep 20, 2026

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address979 LORD RD, COMMERCE, GA 30530-6964
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00000431/6
DateOct 31, 2016
Book Page431/6
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address979 LORD RD, COMMERCE, GA 30530-6964
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address979 LORD RD, COMMERCE, GA 30530-6964

Mortgage

Document Number0000000506/0000000642
DateJun 17, 2021
Book Page0000000506/0000000642
Lender
NameSOUTH STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address979 LORD RD, COMMERCE, GA 30530-6964
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address979 LORD RD, COMMERCE, GA 30530-6964

Mortgage

Document Number0000000482/0000000348
DateMay 21, 2020
Book Page0000000482/0000000348
Lender
NameSOUTH STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,957.00 (+2.17%)$207,269 (+5.44%) Land $40,087 Building $167,182$518,171 (+5.44%) Land $100,217 Building $417,954
2024$3,873.00 (+6.43%)$196,571 (+9.95%) Land $36,442 Building $160,129$491,428 (+9.95%) Land $91,106 Building $400,322
2023$3,639.00 (+13.29%)$178,790 (+16.93%) Land $33,900 Building $144,890$446,976 (+16.93%) Land $84,750 Building $362,226
2022$3,212.00$152,898 Land $24,512 Building $128,386$382,246 Land $61,280 Building $320,966

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupDSL50 / 3
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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