771 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 771 Lord Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,340 sqft · built 1993
Lot Size	5.73 acres (250,034 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2020)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B67 026`

Property Details

APN / Parcel Number

Primary APN	`B67 026`
Alternative APN	`5563`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,340 sqft Heated Area
1st Floor Area	2,464 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	250,034 sqft (5.73 acres)
Garage Area	504 sqft
Porch	Open Porch
Porch Area	96 sqft
Patio Area	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	5563
Street Address	771 LORD RD
City	COMMERCE
State	GA
Zip	30530-6963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TRACT 2 PBA-17
Legal Subdivision	TRACT 2
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1011
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 ARLINGTON LN, COMMERCE, GA 30529-7715
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Dec 15, 2005 · Amount on Record
Deed Document Number	0000048868
Deed Book / Page	488 / 68
Record Updated	Jun 8, 2026

August 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 25, 2020
Property Address	771 LORD RD, COMMERCE, GA 30530-6963
Document Number	0000488/68
Book / Page	488 / 68
Instrument Date	Aug 25, 2020
Instrument	2020-000678
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 ARLINGTON LN, COMMERCE, GA 30529-7715

Mortgage

Document Number	0000000488/0000000069
Date	Sep 14, 2020
Book Page	0000000488/0000000069

Lender

Name	METRO CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2020

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,355.00 (+3.08%)	$228,106 (+6.36%) Land $46,020 Building $182,086	$570,263 (+6.36%) Land $115,049 Building $455,214
2024	$4,225.00 (+25.86%)	$214,459 (+30.03%) Land $41,836 Building $172,623	$536,148 (+30.03%) Land $104,591 Building $431,557
2023	$3,357.00 (+18.37%)	$164,931 (+22.19%) Land $38,725 Building $126,206	$412,329 (+22.19%) Land $96,813 Building $315,516
2022	$2,836.00	$134,978 Land $27,930 Building $107,048	$337,445 Land $69,825 Building $267,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lord Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures