952 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 952 Lord Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$253,900 (Jul 2019)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B67 043H`

Property Details

APN / Parcel Number

Primary APN	`B67 043H`
Alternative APN	`9144`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,280 sqft Heated Area
1st Floor Area	2,280 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	436 sqft
Porch	Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	9144
Street Address	952 LORD RD
City	COMMERCE
State	GA
Zip	30530-6957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PB G-6 LT 8 OLD WAVERLY
Legal Subdivision	OLD WAVERLY PLANTATION - 00116
Legal Lot Number	8
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1038
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	952 LORD RD, COMMERCE, GA 30530-6957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC
Jul 12, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Nov 9, 2009 · Amount on Record
Deed Document Number	0000467805
Deed Book / Page	467 / 805
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	952 LORD RD, COMMERCE, GA 30530-6957
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 LORD RD, COMMERCE, GA 30530-6957

Mortgage

Document Number	0000000490/0000000632
Date	Oct 30, 2020
Book Page	0000000490/0000000632

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 12, 2019
Property Address	952 LORD RD, COMMERCE, GA 30530-6957
Document Number	000467/805
Book / Page	467 / 805
Instrument Date	Jul 12, 2019
Instrument	2019-000521
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 LORD RD, COMMERCE, GA 30530-6957

Mortgage

Document Number	0000000467/0000000806
Date	Jul 18, 2019
Book Page	0000000467/0000000806

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00 (-3.24%) Homeowner's exemption	$158,907 (+4.34%) Land $9,460 Building $149,447	$397,268 (+4.34%) Land $23,650 Building $373,618
2024	$2,961.00 (+17.59%) Homeowner's exemption	$152,301 (+5.94%) Land $8,600 Building $143,701	$380,753 (+5.94%) Land $21,500 Building $359,253
2023	$2,518.00 (-2.52%) Homeowner's exemption	$143,755 (+15.05%) Land $14,000 Building $129,755	$359,388 (+15.05%) Land $35,000 Building $324,388
2022	$2,583.00 Homeowner's exemption	$124,952 Land $14,000 Building $110,952	$312,381 Land $35,000 Building $277,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lord Rd

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