911 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 911 Lord Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Oct 2025)
Tax Bill	$505 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B67 043K`

Property Details

APN / Parcel Number

Primary APN	`B67 043K`
Alternative APN	`9146`

Exterior

Lot Area	87,991 sqft (2.02 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	9146
Street Address	911 LORD RD
City	COMMERCE
State	GA
Zip	30530-6964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OLD WAVERLY LT 9 & 10 PB G-6 H-92
Legal Subdivision	OLD WAVERLY PLANTATION - 00116
Legal Lot Number	9
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1011
Census Tract	970400

Owner

911 Lord Rd is owned and occupied by an individual who bought it in October 2025.

Source: Banks County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	911 LORD RD, COMMERCE, GA 30530-6964
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE
May 19, 2021	Warranty Deed, Transfer
May 19, 2021	Warranty Deed, Transfer
Dec 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	May 19, 2021 · Amount on File
Deed Book / Page	586 / 522
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Oct 3, 2025
Property Address	911 LORD RD, COMMERCE, GA 30530-6964
Document Number	000586/522
Book / Page	586 / 522
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 LORD RD, COMMERCE, GA 30530-6964

Mortgage

Document Number	0000586525
Date	Oct 3, 2025
Instrument	586/525

Lender

Name	PREMIER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 19, 2021
Property Address	911 LORD RD, COMMERCE, GA 30530-6964
Document Number	000507/354
Book / Page	507 / 354
Instrument Date	May 19, 2021
Instrument	2021-000506
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 LORD RD, COMMERCE, GA 30530-6964
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 19, 2021
Property Address	911 LORD RD, COMMERCE, GA 30530-6964
Document Number	000507/331
Book / Page	507 / 331
Instrument Date	May 19, 2021
Instrument	2021-000505
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 LORD RD, COMMERCE, GA 30530-6964
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Dec 7, 2017
Property Address	911 LORD RD, COMMERCE, GA 30530-6964
Document Number	000446/159
Book / Page	446 / 159
Instrument Date	Dec 7, 2017
Instrument	2017-000906
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 LORD RD, COMMERCE, GA 30530-6964

Tax Assessment & Valuation

The 2025 property tax bill for 911 Lord Rd was $505.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$505.00	$25,638 Land $17,638 Building $8,000	$64,094 Land $44,094 Building $20,000
2023	$516.00	$24,570 Land $16,570 Building $8,000	$61,426 Land $41,426 Building $20,000
2022	$516.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 911 Lord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 911 Lord Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

Nearby Properties on Lord Rd

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