945 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 945 Prospect St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1936
Square Footage2,105 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$167,000 (2015)
Tax Bill$8,637.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-154-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,105 sqft Living Area
Gross Area3,435 sqft Gross Area
Basement Area1,330 sqft Basement
Stories5 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialBrick Exterior
Foundation TypeNo Foundation Foundation
Lot Area8,712 sqft (0.2 acres)
Depth X Width132 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address945 PROSPECT ST
CityELGIN
StateIL
Zip60120-2921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCONGDONS 2ND ADDN LOT 1 BLOCK 3
Legal SubdivisionCONGDONS 2ND ADDN
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2000
Census Tract850800

Owner

Source: Kane County records · APN 06-12-154-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address945 PROSPECT ST, ELGIN, IL 60120-2921
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2015 · Amount on Record
Deed SaleDec 04, 2015 · Amount on Record
Prior SaleOct 24, 2005 · Amount on Record
Deed Doc Number201564908
Prior Transfer DateDec 07, 2010
Prior Transfer Doc0000084432
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,637.00 (+15.86%) Homeowner's exemption
2024$111,654 (+21.39%) Land $18,185 Building $93,469$335,096 (+21.44%) Land $54,577 Building $280,519
2022$7,455.00 (+4.47%) Homeowner's exemption$91,976 (+6.96%) Land $14,980 Building $76,996$275,928 (+6.96%) Land $44,940 Building $230,988
2021$7,136.00 Homeowner's exemption$85,991 Land $14,005 Building $71,986$257,973 Land $42,015 Building $215,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Prospect St

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