Kane County property record for 1018 Prospect St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,040 sqft Living Area |
| Lot Size | 9,570 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $88,000 (1995) |
| Tax Bill | $6,491.00 (2025) |
| Primary APN | 06-12-106-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,560 sqft Gross Area |
| Basement Area | 520 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Lot Area | 9,570 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 1018 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2934 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 2ND ADDN LOT 3 BLOCK 1 |
| Legal Subdivision | CONGDONS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6016 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-106-012
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1018 PROSPECT ST, ELGIN, IL 60120-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 1995 · Amount on Record |
| Deed Sale | May 19, 1995 · Amount on Record |
| Deed Doc Number | 199527119 |
| Deed Book / Page | 1092 / 694 |
| Record Refreshed | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,491.00 (+42.5%) Homeowner's exemption | $93,088 (+8.57%) Land $21,585 Building $71,503 | $279,376 (+8.57%) Land $64,781 Building $214,595 |
| 2024 | $85,740 (+21.39%) Land $19,881 Building $65,859 | $257,323 (+21.44%) Land $59,667 Building $197,656 | |
| 2022 | $4,555.00 (+4.78%) Homeowner's exemption | $70,630 (+6.96%) Land $16,377 Building $54,253 | $211,890 (+6.96%) Land $49,131 Building $162,759 |
| 2021 | $4,347.00 Homeowner's exemption | $66,034 Land $15,311 Building $50,723 | $198,102 Land $45,933 Building $152,169 |
1018 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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