Kane County property record for 925 Prospect St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1921 |
| Square Footage | 1,471 sqft Living Area |
| Lot Size | 7,458 sqft (0.171 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $251,000 (2025) |
| Tax Bill | $6,398.00 (2025) |
| Primary APN | 06-12-154-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,471 sqft Living Area |
| Gross Area | 2,354 sqft Gross Area |
| Basement Area | 883 sqft Basement |
| Stories | 5 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,458 sqft (0.171 acres) |
| Depth X Width | 113 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 925 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2921 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BOULEVARD ADDN LOT 14 BLOCK 2 |
| Legal Subdivision | BOULEVARD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-154-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 925 PROSPECT ST, ELGIN, IL 60120-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Jul 12, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE FARM BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2025 · Amount on Record |
| Deed Sale | Jun 02, 2025 · Amount on Record |
| Prior Sale | May 12, 2009 · Amount on Record |
| Deed Doc Number | 202520048 |
| Prior Transfer Date | Nov 27, 2013 |
| Prior Transfer Doc | 0000083819 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 925 PROSPECT ST, ELGIN, IL 60120-2921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002750 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024K002750 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 925 PROSPECT ST, ELGIN, IL 60120-2921 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035715 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 2017K035715 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,398.00 (+15.84%) | ||
| 2024 | $84,613 (+21.39%) Land $15,681 Building $68,932 | $253,941 (+21.44%) Land $47,062 Building $206,879 | |
| 2022 | $5,523.00 (+4.64%) Homeowner's exemption | $69,702 (+6.96%) Land $12,918 Building $56,784 | $209,106 (+6.96%) Land $38,754 Building $170,352 |
| 2021 | $5,278.00 Homeowner's exemption | $65,166 Land $12,077 Building $53,089 | $195,498 Land $36,231 Building $159,267 |
925 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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