935 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 935 Prospect St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,713 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Detached
Occupancy	Owner Occupied
Last Sale	$160,000 (2003)
Tax Bill	$6,676.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-154-003`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,713 sqft Living Area
Gross Area	2,998 sqft Gross Area
1st Floor	1,713 sqft 1st Floor
Basement Area	1,285 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	935 PROSPECT ST
City	ELGIN
State	IL
Zip	60120-2921
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CONGDONS 2ND ADDN LOT 3 BLOCK 3
Legal Subdivision	CONGDONS 2ND ADDN
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2000
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-154-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	935 PROSPECT ST, ELGIN, IL 60120-2921
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2003 · Amount on Record
Deed Sale	Apr 07, 2003 · Amount on Record
Deed Doc Number	200357586
Last Transfer Date	Jul 05, 2013
Transfer Doc	0000050954
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	935 PROSPECT ST, ELGIN, IL 60120-2921
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046756
Date	Oct 03, 2019
Instrument	2019K046756

Lender

Name	COUNTY OF KANE
Type	Government Agency
Address	GENEVA, IL 60134

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,676.00 (+15.84%) Homeowner's exemption
2024		$87,970 (+21.39%) Land $18,185 Building $69,785	$264,016 (+21.44%) Land $54,577 Building $209,439
2022	$5,763.00 (+4.61%) Homeowner's exemption	$72,466 (+6.96%) Land $14,980 Building $57,486	$217,398 (+6.96%) Land $44,940 Building $172,458
2021	$5,509.00 Homeowner's exemption	$67,750 Land $14,005 Building $53,745	$203,250 Land $42,015 Building $161,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.