Kane County property record for 919 Prospect St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1926 |
| Lot Size | 0.171 acres (7,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Jun 2018) |
| Tax Bill | $6,498 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-154-005 |
| Primary APN | 06-12-154-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,480 sqft |
| Basement Area | 856 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 7,458 sqft (0.171 acres) |
| Lot Dimensions | 113 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Water Source | Commercial |
|---|
| Street Address | 919 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOULEVARD ADDN LOT 13 BLOCK 2 |
| Legal Subdivision | BOULEVARD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-154-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 919 PROSPECT ST, ELGIN, IL 60120-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Jun 14, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on Record |
| Deed Sale | Jun 14, 2018 · Amount on Record |
| Prior Sale | Oct 11, 2013 · Amount on Record |
| Deed Document Number | 201828000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 919 PROSPECT ST, ELGIN, IL 60120-2921 |
| Document Number | 0000005368 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 919 PROSPECT ST ELGIN IL 601202921, ELGIN, IL 60120-2921 |
| Document Number | 0000005368 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 5368 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.17% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 14, 2018 |
| Property Address | 919 PROSPECT ST, ELGIN, IL 60120-2921 |
| Document Number | 0000028000 |
| Instrument Date | May 25, 2018 |
| Instrument | 2018K028000 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 919 PROSPECT ST, ELGIN, IL 60120-2921 |
| Document Number | 0000028002 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018K028002 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,498.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $85,822 (+21.39%) Land $15,681 Building $70,141 | $257,569 (+21.44%) Land $47,062 Building $210,507 | |
| 2022 | $5,610.00 (+4.64%) Homeowner's exemption | $70,698 (+6.96%) Land $12,918 Building $57,780 | $212,094 (+6.96%) Land $38,754 Building $173,340 |
| 2021 | $5,361.00 Homeowner's exemption | $66,097 Land $12,077 Building $54,020 | $198,291 Land $36,231 Building $162,060 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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