945 Beach Rd, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 945 Beach Rd, Buffalo, NY 14225

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,856 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$72,000 (Apr 2001)
Tax Bill	$6,007 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`143089 80.20-1-15`

Property Details

APN / Parcel Number

Primary APN	`143089 80.20-1-15`
Alternative APNs	`30890802000001015000` `020 0675000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,856 sqft Total Area
1st Floor Area	928 sqft
2nd Floor Area	928 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	020 0675000
Street Address	945 BEACH RD
City	BUFFALO
State	NY
Zip	14225-1201
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02R
Legal Description	MC 1652 1662 1663 BL F SL
Legal Subdivision	LONGMEADOW PART 3
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3000
Census Tract	10103

Owner

945 Beach Rd, a duplex, is owner-occupied and held in a trust since April 2025.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	945 BEACH RD, BUFFALO, NY 14225-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2001 · Amount on File
Deed Sale	Apr 16, 2001 · Amount on File
Prior Sale	Mar 15, 2001 · Amount on File
Deed Document Number	2001200104162040
Deed Book / Page	10979 / 6791
Last Transfer Date	Apr 1, 2025
Transfer Doc	0114442111
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	945 BEACH RD, CHEEKTOWAGA, NY 14225-1201
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BEACH RD, CHEEKTOWAGA, NY 14225-1201

Mortgage

Document Number	0141048932
Date	Sep 26, 2023
Book Page	14104/8932
Instrument	2023166047

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,007.00 (+1.3%) Homeowner's exemption Senior Citizen's exemption
2025	$5,930.00 (+3.67%)	$175,000 (-) Land $14,000 Building $161,000	$233,333 (+6.67%) Land $18,667 Building $214,666
2024	$5,720.00 Homeowner's exemption Senior Citizen's exemption	$175,000 (-) Land $14,000 Building $161,000	$218,750 (+13.75%) Land $17,500 Building $201,250
2023	Homeowner's exemption Senior Citizen's exemption	$175,000 Land $14,000 Building $161,000	$192,308 Land $15,385 Building $176,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Beach Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20