955 Beach Rd, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 955 Beach Rd, Buffalo, NY 14225

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,856 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Jul 2026)
Tax Bill	$5,948 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143089 80.20-1-13`

Property Details

APN / Parcel Number

Primary APN	`143089 80.20-1-13`
Alternative APNs	`30890802000001013000` `020 0677000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,856 sqft Total Area
1st Floor Area	928 sqft
2nd Floor Area	928 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	020 0677000
Street Address	955 BEACH RD
City	BUFFALO
State	NY
Zip	14225-1201
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02R
Legal Description	MC 1652 1662 MC 1663 BL F SL 4
Legal Subdivision	ERIE COUNTY CLERKS
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3000
Census Tract	10103

Owner

955 Beach Rd, a duplex, is owned and occupied by two individuals who bought it in July 2026.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	955 BEACH RD, BUFFALO, NY 14225-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Jul 15, 2016 · Amount on File
Deed Document Number	20262026120698
Deed Book / Page	11462 / 9583
Prior Transfer Date	Jun 27, 2013
Prior Transfer Doc	0112487426
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 2, 2026
Property Address	955 BEACH RD, BUFFALO, NY 14225-1201
Document Number	0000120698
Book / Page	11462 / 9583
Instrument Date	Jun 26, 2026
Instrument	2026120698
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,636.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	955 BEACH RD, BUFFALO, NY 14225-1201

Mortgage

Date	Jul 2, 2026

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 955 Beach Rd was $5,948, up 79% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,948.00 (+78.99%)
2025	$3,323.00 (-41.32%)	$173,000 (-) Land $12,000 Building $161,000	$230,667 (+6.67%) Land $16,000 Building $214,667
2024	$5,663.00	$173,000 (-) Land $12,000 Building $161,000	$216,250 (+13.75%) Land $15,000 Building $201,250
2023		$173,000 Land $12,000 Building $161,000	$190,110 Land $13,187 Building $176,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 Beach Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20