9441 Harding Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9441 Harding Ave, Surfside, FL 33154 · Last verified February 2026

Property Summary

Property Type	Wholesale Outlet, Discount Store (Franchise)
Details	1,850 sqft · built 1950
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$2,175,000 (Nov 2015)
Tax Bill	$26,283 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`14-2235-007-0600`

Property Details

APN / Parcel Number

Primary APN	`14-2235-007-0600`

Interior

Stories	1 Story
Building Area	1,850 sqft Total Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1955
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete
Lot Area	2,500 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9441 HARDING AVE
City	SURFSIDE
State	FL
Zip	33154-2803
Property Category	Commercial
Property Type	Commercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Legal Description	35 52 42 ALTOS DEL MAR NO 6 PB 8-106 LOT 26 BLK 4 LOT SIZE IRREGULAR 74R 288545
Legal Range	42
Legal Township	52
Legal Section	35
Legal Subdivision	ALTOS DEL MAR NO 6
Legal Block	4
Legal Lot Number	26
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	1
Census Block	1013
Census Tract	3804

Owner

Source: Miami-Dade County records · APN 14-2235-007-0600

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2750 NE 185TH ST STE 203, 203, AVENTURA, FL 33180-2877
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2015 · Amount on Record
Deed Sale	Nov 02, 2015 · Amount on Record
Prior Sale	Apr 11, 2013
Deed Document Number	2015R0700730
Deed Book / Page	29838 / 1943
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9441 HARDING AVE, SURFSIDE, FL 33154-2803
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000646756
Date	Oct 16, 2019
Book Page	31648/2815
Instrument	2019R0646756

Lender

Name	ARCA INTERNATIONAL BANK INC
Type	Bank
Address	SAN JUAN, PR 00918

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,283.00 (-0.72%)	$1,411,209 (-0.01%) Land $1,312,500 Building $98,709	$1,411,209 (-0.01%) Land $1,312,500 Building $98,709
2024	$26,474.00 (-0.7%)	$1,411,321 (+0.39%) Land $1,312,500 Building $98,821	$1,411,321 (+0.39%) Land $1,312,500 Building $98,821
2023	$26,661.00 (+4.15%)	$1,405,889 (+4.64%) Land $1,312,500 Building $93,389	$1,405,889 (+4.64%) Land $1,312,500 Building $93,389
2022	$25,599.00	$1,343,561 Land $1,250,000 Building $93,561	$1,343,561 Land $1,250,000 Building $93,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860038041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 110 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	857 units insured 747 under condo master policies
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	16 of 41
Most Recent Claim	Jun 2024, rainfall accumulation
Claims By Storm	Hurricane Irma, Oct 2017 · 5 claims Severe Storms And Flooding, Oct 2000 · 3 claims Hurricane Andrew, Aug 1992 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Hotwire Communications, Cogeco Cable Holdings II, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.