9401 Harding Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9401 Harding Ave, Surfside, FL 33154 · Last verified August 2026

Property Summary

Property Type	Bank, Financial Building
Details	6,244 sqft · built 2005
Lot Size	0.238 acres (10,366 sqft)
Owner	Company Name on File
Last Sale	$1,760,000 (Jul 2003)
Tax Bill	$93,928 (2025)
Flood Zone	Zone AE (high risk)
APN	`14-2235-007-0650`

Property Details

APN / Parcel Number

Primary APN	`14-2235-007-0650`

Interior

Stories	1 Story
Building Area	6,244 sqft Gross Area
1st Floor Area	6,244 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Steel Frame/Truss
Roof Material	Slate
Lot Area	10,366 sqft (0.238 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	9401 HARDING AVE
City	SURFSIDE
State	FL
Zip	33154-2803
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	ALTOS DEL MAR NO 6 PB 8-106 UNNUMBERED TRACT 100 BY 105FT LYING IN SW COR BLK 4 LOT SIZE 10366 SQUARE FEET OR 21429-1253 06 2003 6
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	ALTOS DEL MAR NO 6
Legal Tract	100
Legal Block	4
Legal Lot Number	U
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	1
Census Block	1013
Census Tract	3804

Owner

Source: Miami-Dade County records · APN 14-2235-007-0650

Assessment roll updated July 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 36246, CHARLOTTE, NC 28236-6246
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2003 · Amount on Record
Deed Sale	Jul 16, 2003 · Amount on Record
Prior Sale	Jan 02, 1996 · Amount on Record
Deed Document Number	2003481854
Deed Book / Page	21429 / 1253
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$93,928.00 (+5.27%)	$4,817,120 (-11.65%)	$5,452,150 (-) Land $5,442,150 Building $10,000
2024	$89,230.00 (+4.54%)
2023	$85,351.00 (+7.6%)	$5,452,150 (+4.99%) Land $5,442,150 Building $10,000	$5,452,150 (+4.99%) Land $5,442,150 Building $10,000
2022	$79,326.00	$5,193,000 Land $5,183,000 Building $10,000	$5,193,000 Land $5,183,000 Building $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860038041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 110 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	857 units insured 747 under condo master policies
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	16 of 41
Most Recent Claim	Jun 2024, rainfall accumulation
Claims By Storm	Hurricane Irma, Oct 2017 · 5 claims Severe Storms And Flooding, Oct 2000 · 3 claims Hurricane Andrew, Aug 1992 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Hotwire Communications, Cogeco Cable Holdings II, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.