Schenectady County and Rotterdam Town property record for 944 River Rd, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,254 sqft · built 1915 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Aug 2022) |
| Tax Bill | $5,505 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 20.-3-11 |
| Primary APN | 422800 20.-3-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 836 sqft 1st Floor |
| Upper Floors Area | 418 sqft Upper Floors |
| Stories | 1 Story |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 145 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 200 sqft Garage |
| Porch | Slab |
| Porch Area | 350 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 944 RIVER RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G 1.-4-1 |
| Legal Block | 3 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records · APN 422800 20.-3-11
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 944 RIVER RD, SCHENECTADY, NY 12306-6506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU |
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Deed Document Number | 202245942 |
| Deed Book / Page | 2091 / 812 |
| Prior Transfer Date | Nov 29, 2010 |
| Prior Transfer Doc | 0000053455 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 29, 2022 |
| Property Address | 944 RIVER RD, SCHENECTADY, NY 12306-6506 |
| Document Number | 0000045942 |
| Book / Page | 2091 / 812 |
| Instrument Date | Aug 02, 2022 |
| Instrument | 202245942 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $876.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 WOODSIDE DR, 23, GLENVILLE, NY 12302-5322 |
| Name | Verified Name |
|---|---|
| Address | 2 CIMINO LN APT 6, 6, SCHENECTADY, NY 12306-9670 |
| Document Number | 0000045943 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 5252/1 |
| Instrument | 202245943 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 944 RIVER RD, SCHENECTADY, NY 12306-6506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 944 RIVER RD, SCHENECTADY, NY 12306-6506 |
| Document Number | 0000030696 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 5115/73 |
| Instrument | 202130696 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 04, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,505.00 | $135,000 (-) Land $5,800 Building $129,200 | $207,700 (+16.95%) Land $8,923 Building $198,777 |
| 2023 | $135,000 Land $5,800 Building $129,200 | $177,600 Land $7,630 Building $169,970 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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