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927 River Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 927 River Rd, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1992
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Nov 2017)
Tax Bill$5,709 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 20.18-1-19

Property Details

APN / Parcel Number

Primary APN422800 20.18-1-19
Alternative APN
  • 280002001800010190000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions160 ft deep x 130 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area150 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address927 RIVER RD
CitySCHENECTADY
StateNY
Zip12306-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G,SHD LNDS OF MARTIN & MITZEL-1 20.18-1-18
Legal Block1
Legal Lot Number19.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1026
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 20.18-1-19

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address927 RIVER RD, SCHENECTADY, NY 12306-6507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2017 · Amount on Record
Deed SaleNov 06, 2017 · Amount on Record
Prior SaleJun 02, 2000 · Amount on Record
Deed Document Number201750506
Deed Book / Page1974 / 773
Record UpdatedJun 08, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 06, 2017
Property Address927 RIVER RD, SCHENECTADY, NY 12306-6507
Document Number0000050506
Book / Page1974 / 773
Instrument DateNov 01, 2017
Instrument201750506
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanySTEWART TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address927 RIVER RD, 927, ROTTERDAM, NY 12306-6507

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1012 PRINCETOWN RD, SCHENECTADY, NY 12306-9771

Mortgage

Document Number0000050507
DateNov 06, 2017
Book Page4799/117
Instrument201750507
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,709.00$140,000 (-) Land $12,000 Building $128,000$215,400 (+16.94%) Land $18,463 Building $196,937
2023$140,000 Land $12,000 Building $128,000$184,200 Land $15,789 Building $168,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930326021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026, rainfall accumulation
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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