917 River Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 917 River Rd, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,106 sqft · built 1940
Lot Size1.47 acres (64,033 sqft)
Owner2 Individual Names on File
Last Sale$74,900 (Sep 1998)
Tax Bill$4,274 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2023 Mortgage
Flood ZoneZone AE (high risk)
APN422800 20.-2-10

Property Details

APN / Parcel Number

Primary APN422800 20.-2-10
Alternative APN
  • 280002000000020100000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,106 sqft Living Area
1st Floor Area1,106 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area64,033 sqft (1.47 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address917 RIVER RD
CitySCHENECTADY
StateNY
Zip12306-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1026
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 20.-2-10

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address917 RIVER RD, SCHENECTADY, NY 12306-6507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 1998 · Amount on Record
Deed SaleSep 24, 1998 · Amount on Record
Deed Book / Page1543 / 724
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address917 RIVER RD, SCHENECTADY, NY 12306-6507
Transaction TypeMortgage
Record UpdatedFeb 21, 2023
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 RIVER RD, SCHENECTADY, NY 12306-6507

Mortgage

Document Number0000007322
DateFeb 08, 2023
Book Page5288/635
Instrument202307322
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address917 RIVER RD, SCHENECTADY, NY 12306-6507
Transaction TypeMortgage
Record UpdatedFeb 21, 2023
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 RIVER RD, SCHENECTADY, NY 12306-6507

Mortgage

Document Number0000007321
DateFeb 08, 2023
Book Page5288/614
Instrument202307321
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2038

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,274.00$105,000 (-) Land $27,100 Building $77,900$161,500 (+16.86%) Land $41,682 Building $119,818
2023$105,000 Land $27,100 Building $77,900$138,200 Land $35,669 Building $102,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

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