944 Lower Bluff Rd, Emmett, ID 83617 Property Records

Gem County property record for 944 Lower Bluff Rd, Emmett, ID 83617

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,360 sqft · built 1955
Lot Size	7.39 acres (322,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,600 (Aug 2021)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`RP06N01W053940A`

Property Details

APN / Parcel Number

Primary APN	`RP06N01W053940A`
Alternative APNs	`RP06N01W053940` `RP00210402A` `18342`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	5,208 sqft
1st Floor Area	2,240 sqft
Basement Area	2,240 sqft
Finished Basement	1,120 sqft
Unfinished Basement	1,120 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	322,257 sqft
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	187 sqft
Lean-To	972 sqft
Silo	2,080 sqft
Pole Barn	2,106 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18342
Street Address	944 LOWER BLUFF RD
City	EMMETT
State	ID
Zip	83617-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06N 01W SEC 05,06 TAX5829
Legal Range	01W
Legal Township	06N
Legal Section	05
Jurisdiction	GEM ID
Township / Civil Division	EMMETT BENCH
Census Block Group	3
Census Block	3010
Census Tract	960100

Owner

Source: Gem County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	944 LOWER BLUFF RD, EMMETT, ID 83617-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	2021336530
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000320095
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEM ID
Recording Date	Aug 24, 2021
Property Address	944 LOWER BLUFF RD, EMMETT, ID 83617-9529
Document Number	336530
Instrument Date	Aug 17, 2021
Instrument	336530
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 LOWER BLUFF RD, EMMETT, ID 83617-9529

Mortgage

Document Number	336531
Date	Aug 24, 2021
Instrument	336531

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	944 LOWER BLUFF RD, EMMETT, ID 83617-9529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310954
Date	Apr 18, 2017
Instrument	310954

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	944 LOWER BLUFF RD, EMMETT, ID 83617-9529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323167
Date	Sep 13, 2019
Instrument	323167

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Gem County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Gem County
Unified School District	Emmett Independent School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,667 (+0.7%) Land $199,058 Building $465,609	$664,667 (+0.7%) Land $199,058 Building $465,609
2025	$1,576.00 (+1.68%) Homeowner's exemption	$660,048 (+37.14%) Land $190,685 Building $469,363	$660,048 (+37.14%) Land $190,685 Building $469,363
2024	$1,550.00 (-8.23%)
2021	$1,689.00 Homeowner's exemption	$481,304 Land $117,698 Building $363,606	$481,304 Land $117,698 Building $363,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · lower than 61% of Idaho
Wildfire Likelihood	0.7% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100
Vickery Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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