Gem County property record for 427 Lower Bluff Rd, Emmett, ID 83617
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 895 sqft · built 1938 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $922 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP06N01W062150A |
| Primary APN | RP06N01W062150A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 895 sqft Living Area |
| 1st Floor Area | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,456 sqft (0.263 acres) |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3583 |
|---|---|
| Street Address | 427 LOWER BLUFF RD |
| City | EMMETT |
| State | ID |
| Zip | 83617-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06N 01W SEC 06 TAX2525 |
| Legal Range | 01W |
| Legal Township | 06N |
| Legal Section | 06 |
| Jurisdiction | GEM ID |
| Township / Civil Division | EMMETT BENCH |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 960100 |
427 Lower Bluff Rd, a single family home, is owned by an individual.
Source: Gem County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 944 LOWER BLUFF RD, EMMETT, ID 83617-9529 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 427 LOWER BLUFF RD, EMMETT, ID 83617-9528 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT |
| Name | Verified Name |
|---|---|
| Address | 944 LOWER BLUFF RD, EMMETT, ID 83617-9529 |
| Document Number | 0000355507 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 355507 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 427 Lower Bluff Rd was $922.
Source: Gem County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Gem County |
| Unified School District | Emmett Independent School District 221 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,972 Land $82,374 Building $200,598 | $282,972 Land $82,374 Building $200,598 | |
| 2025 | $922.00 | ||
| 2021 | $817.00 | $154,745 Land $51,453 Building $103,292 | $154,745 Land $51,453 Building $103,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Lower Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Lower Bluff Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · lower than 66% of Idaho |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Anthem Broadband Fixed Wireless | 500 / 100 |
| Vickery Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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