427 Lower Bluff Rd, Emmett, ID 83617 Property Records

Gem County property record for 427 Lower Bluff Rd, Emmett, ID 83617

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 895 sqft · built 1938
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on Record
Tax Bill$922 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNRP06N01W062150A

Property Details

APN / Parcel Number

Primary APNRP06N01W062150A
Alternative APNs
  • RP06N01W062150
  • RP00218900A
  • 3583

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area895 sqft Living Area
1st Floor Area895 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleConventional
Exterior MaterialConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,456 sqft (0.263 acres)
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number3583
Street Address427 LOWER BLUFF RD
CityEMMETT
StateID
Zip83617-9528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description06N 01W SEC 06 TAX2525
Legal Range01W
Legal Township06N
Legal Section06
JurisdictionGEM ID
Township / Civil DivisionEMMETT BENCH
Census Block Group3
Census Block3039
Census Tract960100

Owner

Source: Gem County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address944 LOWER BLUFF RD, EMMETT, ID 83617-9529
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEM ID
Property Address427 LOWER BLUFF RD, EMMETT, ID 83617-9528
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address944 LOWER BLUFF RD, EMMETT, ID 83617-9529

Mortgage

Document Number0000355507
DateOct 20, 2025
Instrument355507
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Gem County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyGem County
Unified School DistrictEmmett Independent School District 221 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,972 (+82.86%) Land $82,374 Building $200,598$282,972 (+82.86%) Land $82,374 Building $200,598
2025$922.00 (+12.85%)
2021$817.00$154,745 Land $51,453 Building $103,292$154,745 Land $51,453 Building $103,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1997–2011)
Most Recent ClaimMay 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · lower than 66% of Idaho
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Anthem Broadband
Fixed Wireless
500 / 100
Vickery Internet
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Lower Bluff Rd

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