Gem County property record for 426 Lower Bluff Rd, Emmett, ID 83617
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 986 sqft · built 1915 |
| Lot Size | 57.7 acres (2,516,592 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,305 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | RP06N01W062160A |
| Primary APN | RP06N01W062160A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,516,592 sqft |
| Shed | 1 Shed |
| Shed Area | 187 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | 18335 |
|---|---|
| Street Address | 426 LOWER BLUFF RD |
| City | EMMETT |
| State | ID |
| Zip | 83617-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06N 01W SEC 06 TAX5831 |
| Legal Range | 01W |
| Legal Township | 06N |
| Legal Section | 06 |
| Jurisdiction | GEM ID |
| Township / Civil Division | EMMETT BENCH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960100 |
Source: Gem County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 944 LOWER BLUFF RD, EMMETT, ID 83617-9529 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 |
| Deed Sale | Oct 20, 2025 |
| Deed Document Number | 2025355505 |
| Prior Transfer Date | Oct 17, 2025 |
| Prior Transfer Doc | 0000355506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 426 LOWER BLUFF RD, EMMETT, ID 83617-9528 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | STEWART |
| Name | Verified Name |
|---|
| Document Number | 0000347405 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 347405 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 16, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gem County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Gem County |
| Unified School District | Emmett Independent School District 221 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,050 (+42.63%) Land $267,540 Building $148,510 | $416,050 (+42.63%) Land $267,540 Building $148,510 | |
| 2025 | $1,305.00 (-7.45%) | ||
| 2021 | $1,410.00 | $291,691 Land $192,401 Building $99,290 | $291,691 Land $192,401 Building $99,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · lower than 67% of Idaho |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Anthem Broadband Fixed Wireless | 500 / 100 |
| Vickery Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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