943 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 943 Flat River Dr SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2022)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-35-326-019`

Property Details

APN / Parcel Number

Primary APN	`41-16-35-326-019`

Exterior

Lot Area	35,719 sqft (0.82 acres)

Location & Zoning

Street Address	943 FLAT RIVER DR SE
City	LOWELL
State	MI
Zip	49331-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 FR
Legal Description	411635326019 PART OF GOVT LOT 3 COM 1419.0 FT S 89D 52M 30S E ALONG E&W 1/4 LINE & 564.0 FT S 0D 00M 00S ALONG E LINE OF W
Legal Range	09W
Legal Township	07N
Legal Section	35
Legal Lot Number	3,847
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	2
Census Block	2002
Census Tract	12004

Owner

Source: Kent County records · APN 41-16-35-326-019

Assessment roll updated June 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	943 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
May 06, 2021	Re-recorded Document INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC
Apr 30, 2021	Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	May 06, 2021 · Amount on Record
Deed Document Number	202255930
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000053831
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 12, 2022
Property Address	943 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number	0000055930
Instrument Date	Jul 05, 2022
Instrument	20220712-0055930
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 TWIN FLOWER, 64, IRVINE, CA 92620-3695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1934 COLLINS AVE SE, GRAND RAPIDS, MI 49507-2524

Mortgage

Document Number	0000055931
Date	Jul 12, 2022
Instrument	20220712-0055931

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KENT MI
Recording Date	May 06, 2021
Property Address	943 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number	0000053831
Instrument Date	Apr 29, 2021
Instrument	20210506-0053831
Record Updated	Nov 25, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$382.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 E MAIN ST, 318, LOWELL, MI 49331-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 FLAT RIVER DR SE, LOWELL, MI 49331-8942

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 30, 2021
Property Address	943 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number	0000051815
Instrument Date	Apr 29, 2021
Instrument	20210430-0051815
Transaction Type	Construction Loan
Record Updated	Nov 25, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 E MAIN ST, 318, LOWELL, MI 49331-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 FLAT RIVER DR SE, LOWELL, MI 49331-8942

Mortgage

Document Number	0000051816
Date	Apr 30, 2021
Instrument	20210430-0051816

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 Homeowner's exemption	$206,000 (+25.61%)	$412,000 (+25.61%)
2023		$164,000	$328,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 41 locations within half a mile of this property.

Nearby Properties on Flat River Dr SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures