1149 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 1149 Flat River Dr SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,858 sqft
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,500 (Nov 2018)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-16-35-376-012`

Property Details

APN / Parcel Number

Primary APN	`41-16-35-376-012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Architectural Style	Bi-Level
Lot Area	30,056 sqft (0.69 acres)
Lot Depth	200 ft Depth
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1149 FLAT RIVER DR SE
City	LOWELL
State	MI
Zip	49331-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 FR
Legal Description	PART OF GOVT LOT 4 COM 1066.14 FT NLY ALONG CL OF FLAT RIVER DR FROM S SEC LINE TH N 60D 00M 00S W 200.0 FT TH N 30D 00M 00S
Legal Range	09W
Legal Township	07N
Legal Section	35
Legal Lot Number	4
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	2
Census Block	2002
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1149 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Warranty Deed, Transfer LAKE MI CU
Nov 8, 2018	Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	May 16, 2011 · Amount on Record
Deed Document Number	201888196
Prior Transfer Date	May 13, 2009
Prior Transfer Doc	0000048310
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 7, 2019
Property Address	1149 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number	0000031123
Instrument Date	Apr 29, 2019
Instrument	31123
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9821 CHAPEL RD #2113 WACO TX 767128797, 2113, WACO, TX 76712-8797

Mortgage

Document Number	31124
Date	May 7, 2019
Instrument	31124

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 8, 2018
Property Address	1149 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number	0000088196
Instrument Date	Oct 31, 2018
Instrument	88196
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Amount	Amount Recorded
Tax	$262.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11575 EDGERTON AVE NE ROCKFORD MI 493419150, ROCKFORD, MI 49341-9150

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,900 (+4.13%)	$377,800 (+4.13%)
2025	$3,694.00 (+391.88%) Homeowner's exemption	$181,400 (+23.91%)	$362,800 (+23.91%)
2023		$146,400	$292,800
2019	$751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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