811 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 811 Flat River Dr SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,981 sqft · built 1999
Lot Size	1.45 acres (63,162 sqft)
Owner	Company Name on File
Last Sale	$165,000 (May 2005)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	May 2022 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-35-402-004`

Property Details

APN / Parcel Number

Primary APN	`41-16-35-402-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,981 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	560 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Lot Area	63,162 sqft (1.45 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	811 FLAT RIVER DR SE
City	LOWELL
State	MI
Zip	49331-8964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 FR
Legal Description	PART OF GOVT LOT 3 COM AT W 1/4 COR TH S 89D 52M 30S E ALONG E&W 1/4 LINE 2620.57 TO CEN OF SEC TH S 89D 55M 06S E 418.65 FT
Legal Range	09W
Legal Township	07N
Legal Section	35
Legal Lot Number	3
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	2
Census Block	2001
Census Tract	12004

Owner

Source: Kent County records · APN 41-16-35-402-004

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	811 FLAT RIVER DR SE, LOWELL, MI 49331-8964
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Intrafamily Transfer, Transfer
Mar 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Apr 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2005 · Amount on Record
Deed Sale	May 23, 2005 · Amount on Record
Prior Sale	Jul 28, 2000 · Amount on Record
Deed Document Number	200560192
Last Transfer Date	Apr 28, 2022
Transfer Doc	0000039636
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	May 11, 2022
Property Address	811 FLAT RIVER DR SE, LOWELL, MI 49331-8964
Document Number	0000039636
Instrument Date	Apr 28, 2022
Instrument	20220511-0039636
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 FLAT RIVER DR SE, LOWELL, MI 49331-8964

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	811 FLAT RIVER DR SE, LOWELL, MI 49331-8964
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027071
Date	Mar 08, 2021
Instrument	20210308-0027071

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	811 FLAT RIVER DR SE, LOWELL, MI 49331-8964
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026572
Date	Apr 06, 2018
Instrument	20180406-0026572

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (-13.95%) Homeowner's exemption	$172,800 (+26.97%)	$345,600 (+26.97%)
2023		$136,100	$272,200
2019	$2,372.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 35 locations within half a mile of this property.

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