975 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 975 Flat River Dr SE, Lowell, MI 49331 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1989
Square Footage1,152 sqft Living Area
Lot Size84,942 sqft (1.95 acres)
OccupancyOwner Occupied
Last Sale$292,000 (2021)
Tax Bill$3,135.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-16-35-326-006

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,152 sqft Living Area
1st Floor1,176 sqft 1st Floor
Basement Area1,176 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area84,942 sqft (1.95 acres)
Depth X Width655 ft x 130 ft Depth x Width
Parking Spaces4 Parking Spaces

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address975 FLAT RIVER DR SE
CityLOWELL
StateMI
Zip49331-8942
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 130 FT OF N 694 FT OF E 655 FT OF W 2266 FT OF GOVT LOT NO.3 * SEC 35 T7N R9W 1.95 A.
Legal Range09W
Legal Township07N
Legal Section35
JurisdictionKENT MI
Minor Civil DivisionVERGENNES
Census Blockgroup2
Census Block2002
Census Tract12004

Owner

Source: Kent County records · APN 41-16-35-326-006

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address975 FLAT RIVER DR SE, LOWELL, MI 49331-8942
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 16, 2021Deed of Trust, Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2021 · Amount on Record
Deed SaleNov 03, 2021 · Amount on Record
Prior SaleOct 19, 2004 · Amount on Record
Deed Doc Number2021120378
Prior Transfer DateAug 19, 2015
Prior Transfer Doc0000073046
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateNov 03, 2021
Property Address975 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number0000120378
Instrument DateOct 26, 2021
Instrument20211103-0120378
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,511.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9040 HULL LN NE, 9040, GREENVILLE, MI 48838-9333

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 FLAT RIVER DR SE, LOWELL, MI 49331-8942

Mortgage

Document Number0000120379
DateNov 03, 2021
Instrument20211103-0120379
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address975 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Transaction TypeMortgage
Record UpdatedApr 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018633
DateFeb 16, 2021
Instrument20210216-0018633
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term240 Months
DueFeb 01, 2041

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionVergennes Township
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,135.00 (+38.78%) Homeowner's exemption$185,200 (+24.63%)$370,400 (+24.63%)
2023$148,600$297,200
2019$2,259.00

Flood & Wildfire

975 Flat River Dr SE is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kent County (26081C), updated January 1, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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