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931 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 931 Flat River Dr SE, Lowell, MI 49331 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$35,500 (Jun 2020)
Tax Bill$5,393 (2025)
Deeds & MortgagesDec 2020 Loan Modification
Jun 2020 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-16-35-326-018

Property Details

APN / Parcel Number

Primary APN41-16-35-326-018

Exterior

Lot Area27,878 sqft (0.64 acres)

Location & Zoning

Street Address931 FLAT RIVER DR SE
CityLOWELL
StateMI
Zip49331-8942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description411635326018 PART OF GOVT LOT 3 COM 1419.0 FT S 89D 52M 30S E ALONG E&W 1/4 LINE & 564.0 FT S 0D 00M 00S ALONG E LINE OF W
Legal Range09W
Legal Township07N
Legal Section35
JurisdictionKENT MI
Township / Civil DivisionVERGENNES
Census Block Group2
Census Block2002
Census Tract12004

Owner

Source: Kent County records · APN 41-16-35-326-018

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address931 FLAT RIVER DR SE, LOWELL, MI 49331-8942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Loan Modification, Consolidation and Extension, Mortgage
LAKE MI CU
Jun 01, 2020Warranty Deed, Construction Loan · Construction Mortgage
LAKE MICHIGAN CU
May 18, 2020Loan Modification, Mortgage
LAKE MI CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2020 · Amount on Record
Deed SaleJun 01, 2020 · Amount on Record
Deed Document Number202044910
Record UpdatedSep 20, 2026

December 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionKENT MI
Property Address931 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number0000123165
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedApr 06, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address931 FLAT RIVER DR NE LOWELL MI 49331, LOWELL, MI 49331

Mortgage

Document Number0000123165
DateDec 22, 2020
Instrument123165
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
AmountAmount Recorded
Term360 Months
DueDec 21, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

June 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJun 01, 2020
Property Address931 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number0000044910
Instrument DateMay 18, 2020
Instrument20200601-0044910
Transaction TypeConstruction Loan
Record UpdatedAug 12, 2022
Title CompanySUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount Recorded
Tax$305.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 E MAIN ST, 318, LOWELL, MI 49331-1714

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 LASALLE AVE NW, GRAND RAPIDS, MI 49534-3546

Mortgage

Document Number0000044911
DateJun 01, 2020
Instrument20200601-0044911
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueJun 01, 2051

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT MI
Property Address931 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number0000123165
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address931 FLAT RIVER DR SE LOWELL MI 49331, LOWELL, MI 49331

Mortgage

Document Number0000123165
DateDec 22, 2020
Instrument123165
Lender
NameLAKE MI CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueDec 21, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionVergennes Township
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,393.00$252,700 (+24.18%)$505,400 (+24.18%)
2023$203,500$407,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810120042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies21 units insured
7 under condo master policies
Nearby Flood Claims21 (1986–2018)
Most Recent ClaimFeb 2018, rainfall accumulation
Claims By Storm
  • Flooding, Apr 2013 · 13 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Point Broadband Fiber HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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