9428 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 9428 Keystone Rd, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1915
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Oct 2020)
Tax Bill	$3,436 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-017-0500`

Property Details

APN / Parcel Number

Primary APN	`07-017-0500`

Interior

Building Area	1,140 sqft Living Area
Basement Area	900 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	435,600 sqft (10 acres)
Porch	Slab

Location & Zoning

Street Address	9428 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW OF SW OF SE 17 39 26 10.00
Legal Range	26
Legal Township	39
Legal Section	17
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1024
Census Tract	970300

Owner

Source: Mille Lacs County records · APN 07-017-0500

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9428 KEYSTONE RD, MILACA, MN 56353-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2020	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE BANK
Jan 08, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Prior Sale	Jan 08, 2020 · Amount on Record
Deed Document Number	2020419597
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 02, 2020
Property Address	9428 KEYSTONE RD, MILACA, MN 56353-3109
Document Number	A419597
Instrument Date	Sep 23, 2020
Instrument	A419597
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	KEY TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$866.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9428 KEYSTONE RD, MILACA, MN 56353-3109

Mortgage

Document Number	A419598
Date	Oct 02, 2020
Instrument	A419598

Lender

Name	PLAZA HOME MORTGAGE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 08, 2020
Property Address	9428 KEYSTONE RD, MILACA, MN 56353-3109
Document Number	A415208
Instrument Date	Dec 20, 2019
Instrument	A415208
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9428 KEYSTONE RD, MILACA, MN 56353-3109

Mortgage

Document Number	A415209
Date	Jan 08, 2020
Instrument	A415209

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,436.00 (+43.53%)
2025		$331,800 (+32.88%) Land $98,000 Building $233,800	$331,800 (+32.88%) Land $98,000 Building $233,800
2023	$2,394.00	$249,700 Land $61,100 Building $188,600	$249,700 Land $61,100 Building $188,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 68% of Minnesota
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Frontier	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Keystone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures