7815 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7815 Keystone Rd, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 2005
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2015)
Tax Bill	$5,280 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-010-0400`

Property Details

APN / Parcel Number

Primary APN	`07-010-0400`

Interior

Building Area	1,232 sqft Living Area
Gross Area	1,400 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Cabin	384 sqft

Location & Zoning

Street Address	7815 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW OF SW 10 39 26 40.00
Legal Range	26
Legal Township	39
Legal Section	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1036
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7815 KEYSTONE RD, MILACA, MN 56353-3186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 22, 2017	Deed, Transfer · Conventional Mortgage CU MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	Jun 27, 2008 · Amount on Record
Deed Document Number	2015388968
Prior Transfer Date	Feb 25, 2009
Prior Transfer Doc	354103
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7815 KEYSTONE RD, MILACA, MN 56353-3186
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422798
Date	Feb 23, 2021
Instrument	A422798

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 22, 2017
Property Address	7815 KEYSTONE RD, MILACA, MN 56353-3186
Document Number	A402137
Instrument Date	Aug 1, 2017
Instrument	A402137
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 KEYSHORE RD, MILACA, MN 56353

Mortgage

Document Number	A402138
Date	Aug 22, 2017
Instrument	A402138

Lender

Name	CU MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,280.00 (+8.64%)	$517,100 (+2.13%) Land $167,500 Building $349,600	$517,100 (+2.13%) Land $167,500 Building $349,600
2025	$4,860.00 (+9.41%) Homeowner's exemption	$506,300 (+16.31%) Land $162,000 Building $344,300	$506,300 (+16.31%) Land $162,000 Building $344,300
2023	$4,442.00	$435,300 Land $118,900 Building $316,400	$435,300 Land $118,900 Building $316,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 74% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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