19412 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 19412 Keystone Rd, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 2006
Lot Size	19 acres (827,640 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2024)
Tax Bill	$2,562 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-032-0802`

Property Details

APN / Parcel Number

Primary APN	`07-032-0802`

Interior

Building Area	1,216 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Lot Area	827,640 sqft (19 acres)

Location & Zoning

Street Address	19412 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3151
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	N 1/2 OF NE OF SW, EX N 208.7 FT OF W 208.7 FT 32 39 26 19.00
Legal Range	26
Legal Township	39
Legal Section	32
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1038
Census Tract	970300

Owner

Source: Mille Lacs County records · APN 07-032-0802

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19412 KEYSTONE RD, MILACA, MN 56353-3151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLAZE CREDIT UNION
Apr 23, 2024	Warranty Deed, Transfer · Conventional Mortgage HIWAY CU
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	2024440722
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	19412 KEYSTONE RD, MILACA, MN 56353-3151
Transaction Type	Mortgage
Record Updated	Mar 04, 2026
Title Company	SERVION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A450095
Date	Feb 18, 2026
Instrument	A450095

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 01, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	9.87%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 23, 2024
Property Address	19412 KEYSTONE RD, MILACA, MN 56353-3151
Document Number	000A440722
Instrument Date	Apr 19, 2024
Instrument	A440722
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	US TITLE, CU TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19412 KEYSTONE RD, MILACA, MN 56353-3151

Mortgage

Document Number	000A440723
Date	Apr 23, 2024
Instrument	A440723

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 19, 2019
Property Address	19412 KEYSTONE RD, MILACA, MN 56353-3151
Document Number	A412782
Instrument Date	Aug 15, 2019
Instrument	A412782
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$569.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19412 KEYSTONE RD, MILACA, MN 56353-3151

Mortgage

Document Number	A412783
Date	Aug 19, 2019
Instrument	A412783

Lender

Name	FIRST NATIONAL BANK MILACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,562.00 (+67.67%)
2025		$256,500 (+28.7%) Land $123,000 Building $133,500	$256,500 (+28.7%) Land $123,000 Building $133,500
2023	$1,528.00	$199,300 Land $86,600 Building $112,700	$199,300 Land $86,600 Building $112,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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