19198 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 19198 Keystone Rd, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	2,520 sqft · built 2000
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$124,577 (Nov 2022)
Tax Bill	$2,398 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-032-0801`

Property Details

APN / Parcel Number

Primary APN	`07-032-0801`

Interior

Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	871,200 sqft (20 acres)
Garage Type	Mixed
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Deck Area	336 sqft

Location & Zoning

Street Address	19198 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3151
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W 1/2 OF SE OF SW 32 39 26 20.00
Legal Range	26
Legal Township	39
Legal Section	32
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1038
Census Tract	970300

Owner

Source: Mille Lacs County records · APN 07-032-0801

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19198 KEYSTONE RD, MILACA, MN 56353-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK MILACA
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA
Oct 05, 2017	Deed, Transfer · Commercial Mortgage SENTRY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	2022433876
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	19198 KEYSTONE RD, MILACA, MN 56353-3151
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A434232
Date	Dec 07, 2022
Instrument	A434232

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Jan 28, 2028

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 10, 2022
Property Address	19198 KEYSTONE RD, MILACA, MN 56353-3151
Document Number	000A433876
Instrument Date	Oct 20, 2022
Instrument	A433876
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$411.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19198 KEYSTONE RD, MILACA, MN 56353-3151

Mortgage

Document Number	000A433877
Date	Nov 10, 2022
Instrument	A433877

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Jan 01, 2030

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 05, 2017
Property Address	19198 KEYSTONE RD, MILACA, MN 56353-3151
Document Number	000A402798
Instrument Date	Sep 27, 2017
Instrument	A402798
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST FINANCIAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1249, ALEXANDRIA, MN 56308-3249

Mortgage

Document Number	000A402799
Date	Oct 05, 2017
Instrument	A402799

Lender

Name	SENTRY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 27, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,398.00 (-3.38%)
2025		$281,400 (+9.62%) Land $90,800 Building $190,600	$281,400 (+9.62%) Land $90,800 Building $190,600
2023	$2,482.00	$256,700 Land $74,300 Building $182,400	$256,700 Land $74,300 Building $182,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 70% of Minnesota
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Frontier	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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