19332 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 19332 Keystone Rd, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1995
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Dec 2018)
Tax Bill	$2,962 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-032-0800`

Property Details

APN / Parcel Number

Primary APN	`07-032-0800`

Interior

Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	871,200 sqft (20 acres)
Garage Type	Mixed
Garage Area	1,992 sqft
Parking Spaces	7 Parking Spaces
Shed	1 Shed

Location & Zoning

Street Address	19332 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF NE OF SW 32 39 26 20.00
Legal Range	26
Legal Township	39
Legal Section	32
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1038
Census Tract	970300

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19332 KEYSTONE RD, MILACA, MN 56353-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS GROUP USA LLC
Dec 12, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	2018409497
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	19332 KEYSTONE RD, MILACA, MN 56353-3151
Transaction Type	Mortgage
Record Updated	Apr 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A416550
Date	Apr 3, 2020
Instrument	A416550

Lender

Name	HOMEOWNERS GROUP USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 12, 2018
Property Address	19332 KEYSTONE RD, MILACA, MN 56353-3151
Document Number	A409497
Instrument Date	Dec 3, 2018
Instrument	A409497
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19332 KEYSTONE RD, MILACA, MN 56353-3151

Mortgage

Document Number	A409498
Date	Dec 12, 2018
Instrument	A409498

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,962.00 (+8.58%)
2025		$298,400 (+9.79%) Land $99,200 Building $199,200	$298,400 (+9.79%) Land $99,200 Building $199,200
2023	$2,728.00	$271,800 Land $89,300 Building $182,500	$271,800 Land $89,300 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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