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9418 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9418 Bone Bluff Dr, Navarre, FL 32566 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage2,086 sqft Living Area
Lot Size93,959 sqft (2.15 acres)
OccupancyOwner Occupied
Last Sale$414,200 (2022)
Tax Bill$2,857.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00700-0360
Alternative APN
  • S262115689007000360

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,086 sqft Living Area
Gross Area3,013 sqft Gross Area
1st Floor2,086 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof MaterialWood Shingle Roof
Lot Area93,959 sqft (2.15 acres)
Depth X Width940 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9418 BONE BLUFF DR
CityNAVARRE
StateFL
Zip32566-2542
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ESTATES LOT 36 BLK 7 AS DES IN OR 4658 PG 449
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES/REV
Legal Block7
Legal Lot Number36
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2001
Census Tract10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0360

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 13, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 29, 2022Warranty Deed, Transfer
RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP
Mar 03, 2021Warranty Deed, Transfer · Seller Take-Back
PATRICIA K SMITH ETAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Prior SaleMar 29, 2022 · Amount on Record
Deed Doc Number202258435
Deed Book / Page4335 / 752
Last Transfer DateSep 15, 2025
Transfer Doc0046580449
Record RefreshedJun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateSep 15, 2025
Property Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542
Document Number0046580449
Book / Page4658 / 449
Map ReferenceMB D PG 17
Instrument DateSep 15, 2025
Instrument202542942
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542

Transferred To (Grantee/Buyer)

NameVerified Name
Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 13, 2022
Property Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542
Document Number0043350752
Book / Page4335 / 752
Map ReferenceMB D PG 17
Instrument DateSep 30, 2022
Instrument202258435
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,899.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 5489, NAVARRE, FL 32566-0489

Transferred To (Grantee/Buyer)

NameVerified Name
Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542

Mortgage

Document Number0004335754
DateOct 13, 2022
Instrument4335/754
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 29, 2022
Property Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542
Document Number0042640495
Book / Page4264 / 495
Map ReferenceMB D PG 17
Instrument DateMar 25, 2022
Instrument202218649
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2230 JANET ST, NAVARRE, FL 32566-3307

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 03, 2021
Property Address9418 BONE BLUFF DR, NAVARRE, FL 32566-2542
Document Number0040810395
Book / Page4081 / 395
Map ReferenceMB D PG 17
Instrument DateMar 02, 2021
Instrument202114055
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address424 SANDY RIDGE CIR, MARY ESTHER, FL 32569-2112

Transferred To (Grantee/Buyer)

NameVerified Name
Address2230 JANET ST, NAVARRE, FL 32566-3307

Mortgage

Document Number0004081396
DateMar 03, 2021
Instrument4081/396
Lender
NamePATRICIA K SMITH ETAL
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term61 Months
DueApr 01, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,857.00 (+3.66%)$270,722 (+2.9%)$363,720 (+9.36%) Land $115,000 Building $248,720
2024$2,756.00 (+2.26%) Homeowner's exemption$263,092 (+3%)$332,584 (+1.32%) Land $90,000 Building $242,584
2023$2,695.00 (+149.08%)$255,429 (+183.81%)$328,251 (+264.72%) Land $90,000 Building $238,251
2022$1,082.00$90,000$90,000 Land $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire LikelihoodAbout 1 in 271 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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