Santa Rosa County property record for 9381 Bone Bluff Dr, Navarre, FL 32566 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,539 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,100 (Aug 1993) |
| Tax Bill | $3,543 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-2S-26-5689-00200-0110 |
| Primary APN | 11-2S-26-5689-00200-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,539 sqft Heated Area |
| Gross Area | 4,530 sqft |
| 1st Floor Area | 4,163 sqft |
| Upper Floors Area | 260 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 112S265689002000110 |
|---|---|
| Street Address | 9381 BONE BLUFF DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES ESTATES LOT 11 BLK 2 AS DES IN OR 1367 PG 1393 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | WHISPERING PINES ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 11 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10828 |
Source: Santa Rosa County records · APN 11-2S-26-5689-00200-0110
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9381 BONE BLUFF DR, NAVARRE, FL 32566-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 1993 · Amount on Record |
| Deed Sale | Aug 01, 1993 · Amount on Record |
| Deed Document Number | 0013671393 |
| Record Updated | Jun 08, 2026 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,543.00 (+2.22%) Homeowner's exemption | $323,539 (+3%) | $502,092 (+5.29%) Land $100,000 Building $402,092 |
| 2023 | $3,466.00 (+2.67%) Homeowner's exemption | $314,116 (+3%) | $476,867 (+9.94%) Land $80,000 Building $396,867 |
| 2022 | $3,376.00 Homeowner's exemption | $304,967 | $433,738 Land $50,000 Building $383,738 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108282, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 114 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 435 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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