9436 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9436 Bone Bluff Dr, Navarre, FL 32566 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 2004
Lot Size	1.68 acres (73,486 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2018)
Tax Bill	$2,381 (2024)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`11-2S-26-5689-00700-0330`

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-5689-00700-0330`
Alternative APN	`S262115689007000330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	2,046 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	73,486 sqft (1.68 acres)
Lot Dimensions	700 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	508 sqft
Deck Area	144 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9436 BONE BLUFF DR
City	NAVARRE
State	FL
Zip	32566-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES ESTATES LOT 33 BLK 7 AS DES IN OR 3727 PG 702
Legal Range	26W
Legal Township	2S
Legal Section	11
Legal Subdivision	WHISPERING PINES/REV
Legal Block	7
Legal Lot Number	33
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0330

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9436 BONE BLUFF DR, NAVARRE, FL 32566-2542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	May 19, 2000 · Amount on Record
Deed Document Number	201819285
Deed Book / Page	3727 / 702
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0034591821
Record Updated	Jun 08, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 15, 2018
Property Address	9436 BONE BLUFF DR, NAVARRE, FL 32566-2542
Document Number	0037270702
Book / Page	003727 / 000702
Instrument Date	May 11, 2018
Instrument	19285
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9436 BONE DR NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	37270703
Date	May 15, 2018
Book Page	003727/000703
Instrument	19286

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32581

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,070 (+2.9%)	$387,015 (+8.85%) Land $115,000 Building $272,015
2024	$2,381.00 (+3.12%) Homeowner's exemption Disabled Person's exemption	$234,276 (+3.57%)	$355,547 (+1.64%) Land $90,000 Building $265,547
2023	$2,309.00 (+2.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$226,209 (+3%)	$349,814 (+1.11%) Land $90,000 Building $259,814
2022	$2,243.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$219,620	$345,977 Land $90,000 Building $255,977

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 271 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.