Santa Rosa County property record for 9400 Bone Bluff Dr, Navarre, FL 32566 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 1990 |
| Lot Size | 1.56 acres (68,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,000 (Aug 2007) |
| Tax Bill | $1,927 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 11-2S-26-5689-00700-0390 |
| Primary APN | 11-2S-26-5689-00700-0390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| Gross Area | 2,897 sqft |
| 1st Floor Area | 1,901 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 68,302 sqft (1.56 acres) |
| Lot Dimensions | 670 ft deep x 102 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9400 BONE BLUFF DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES ESTATES LOT 39 BLK 7 AS DES IN OR 2760 PG 960 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 11 |
| Legal Subdivision | WHISPERING PINES/REV |
| Legal Block | 7 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10828 |
Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0390
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9400 BONE BLUFF DR, NAVARRE, FL 32566-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2007 · Amount on Record |
| Deed Sale | Aug 15, 2007 · Amount on Record |
| Deed Document Number | 200738401 |
| Deed Book / Page | 2760 / 960 |
| Prior Transfer Date | Aug 10, 2007 |
| Prior Transfer Doc | 0027600960 |
| Record Updated | Jun 08, 2026 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $201,594 (+2.9%) | $344,394 (+14.47%) Land $115,000 Building $229,394 | |
| 2024 | $1,927.00 (+2.72%) Homeowner's exemption Disabled Person's exemption | $195,913 (+3%) | $300,860 (+0.86%) Land $90,000 Building $210,860 |
| 2023 | $1,876.00 (+3.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $190,207 (+3%) | $298,302 (+1.32%) Land $90,000 Building $208,302 |
| 2022 | $1,819.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $184,667 | $294,402 Land $90,000 Building $204,402 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108282, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 114 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 435 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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