Santa Rosa County property record for 9411 Bone Bluff Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,733 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Dec 2021) |
| Tax Bill | $3,007 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-2S-26-5689-00200-0090 |
| Primary APN | 11-2S-26-5689-00200-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,733 sqft Living Area |
| Gross Area | 4,384 sqft |
| 1st Floor Area | 2,733 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 433 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 274 sqft |
| Patio Area | 296 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9411 BONE BLUFF DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHISPERING PINES ESTATES LOT 9 BLK 2 AS DES IN OR 2996 PG 1702 & E-L/E IN OR 3788 PG 1788 & AS DES IN OR 4218 PG 1905 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 11 |
| Legal Subdivision | WHISPERING PINES/REV |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10828 |
Source: Santa Rosa County records · APN 11-2S-26-5689-00200-0090
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9411 BONE BLUFF DR, NAVARRE, FL 32566-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2021 | Intrafamily Transfer, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP |
| Dec 10, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2021 · Amount on Record |
| Deed Sale | Dec 09, 2021 · Amount on Record |
| Prior Sale | Aug 17, 2010 · Amount on Record |
| Deed Document Number | 202181846 |
| Deed Book / Page | 4218 / 1905 |
| Prior Transfer Date | Nov 22, 2021 |
| Prior Transfer Doc | 0042181905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 09, 2021 |
| Property Address | 9411 BONE BLUFF DR, NAVARRE, FL 32566-2543 |
| Document Number | 0042181905 |
| Book / Page | 4218 / 1905 |
| Map Reference | MB D PG 17 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 202181846 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9411 BONE BLUFF DR, NAVARRE, FL 32566-2543 |
| Document Number | 0042181908 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 4218/1908 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 10, 2018 |
| Property Address | 9411 BONE BLUFF DR, NAVARRE, FL 32566-2543 |
| Document Number | 0037881788 |
| Book / Page | 003788 / 001788 |
| Instrument Date | Dec 04, 2018 |
| Instrument | 52162 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9411 BONE BLUFF DR NAVARRE FL 325662543, NAVARRE, FL 32566-2543 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,095 (+2.9%) | $453,227 (+3.9%) Land $100,000 Building $353,227 | |
| 2024 | $3,007.00 (+2.31%) Homeowner's exemption | $279,004 (+3%) | $436,217 (+5.45%) Land $100,000 Building $336,217 |
| 2023 | $2,939.00 (+2.73%) Homeowner's exemption | $270,878 (+3%) | $413,666 (+9.08%) Land $80,000 Building $333,666 |
| 2022 | $2,861.00 Homeowner's exemption | $262,988 | $379,242 Land $50,000 Building $329,242 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: T-Mobile USA.
Based on FCC filings for 127 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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