941 Champney, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 941 Champney, Saint Simons Island, GA 31522

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,924 sqft · built 2005
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$1,150,000 (Sep 2026)
Tax Bill$10,670 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2024 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN04-08864

Property Details

APN / Parcel Number

Primary APN04-08864

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,924 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions125 ft deep x 136 ft wide
PorchPorch
Porch Area1,430 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address941 CHAMPNEY
CitySAINT SIMONS ISLAND
StateGA
Zip31522-5467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal Description941 HAMPTON PLANT P-2
Legal Subdivision0007-00
Legal Phase2
Legal Block22
Legal Lot Number35
JurisdictionGLYNN GA
Township / Civil DivisionST. SIMONS
Census Block Group1
Census Block1001
Census Tract302

Owner

Source: Glynn County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5081 RIVERVIEW RD, SANDY SPRINGS, GA 30327-4237
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Warranty Deed, Transfer · SBA Mortgage
CITIZENS BANK OF AMERICUS
Dec 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
MARSHLAND CREDIT UNION
Nov 30, 2022Warranty Deed, Transfer
Aug 31, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Nov 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2026 · Amount on Record
Deed SaleSep 17, 2026 · Amount on Record
Prior SaleDec 1, 2022 · Amount on Record
Deed Document Number20269680
Deed Book / Page5237 / 290
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLYNN GA
Recording DateSep 17, 2026
Property Address941 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5467
Document Number0000009680
Book / Page5237 / 290
Instrument DateAug 10, 2026
Instrument20269680
Transaction TypeTransfer
Record UpdatedOct 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5081 RIVERVIEW RD, SANDY SPRINGS, GA 30327-4237

Mortgage

Document Number5237000292,
DateSep 17, 2026
Book Page5237/292
Lender
NameCITIZENS BANK OF AMERICUS
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term12 Months
DueSep 1, 2027
Interest
Max Rate-1%

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLYNN GA
Property Address941 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5467
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address941 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5467

Mortgage

Document Number0050580000000384
DateDec 23, 2024
Book Page0000005058/0000000384
Lender
NameMARSHLAND CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLYNN GA
Recording DateNov 30, 2022
Property Address941 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5467
Document Number0047690300
Book / Page4769 / 300
Instrument DateNov 30, 2022
Instrument2022-005443
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address941 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5467

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLYNN GA
Property Address941 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5467
Document Number0043020147
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address941 CHAMPNEY ST SIMONS ISLAND GA 315225467, ST SIMONS ISLAND, GA 31522-5467

Mortgage

Document Number0043020147
DateOct 15, 2020
Book Page004302/000147
Instrument13346
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 14, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLYNN GA
Property Address941 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5467
Document Number0041300024
Instrument DateNov 29, 2019
Transaction TypeMortgage
Record UpdatedJan 3, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address941 CHAMPNEY ST SIMONS ISLAND GA 315225467, ST SIMONS ISLAND, GA 31522-5467

Mortgage

Document Number0041300024
DateDec 12, 2019
Book Page004130/000024
Instrument13231
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,670.00$425,480 (-) Land $70,720 Building $354,760$1,063,700 (-) Land $176,800 Building $886,900
2025$10,670.00 (+32.09%)$425,480 (-1.67%) Land $70,720 Building $354,760$1,063,700 (-1.67%) Land $176,800 Building $886,900
2023$432,720 (+34.34%) Land $70,720 Building $362,000$1,081,800 (+34.34%) Land $176,800 Building $905,000
2022$8,078.00$322,120 Land $70,720 Building $251,400$805,300 Land $176,800 Building $628,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 497 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies619 units insured
incl. 122 condo units
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimNov 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 16 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 99.6% of Georgia
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. SIMONS ISLAND
serves 29,249 people · EPA ID GA1270001
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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