940 Champney, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 940 Champney, Saint Simons Island, GA 31522

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,526 sqft · built 2001
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Nov 2023)
Tax Bill$8,056 (2026)
Deeds & MortgagesMay 2021 Mortgage
Nov 2023 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN04-08873

Property Details

APN / Parcel Number

Primary APN04-08873

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,526 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 130 ft wide
Garage TypeAttached
Garage Area870 sqft
PorchPorch
Porch Area459 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address940 CHAMPNEY
CitySAINT SIMONS ISLAND
StateGA
Zip31522-5465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal Description940 HAMPTON PLANT P-2
Legal Subdivision0007-00
Legal Phase2
Legal Block15
Legal Lot Number16
JurisdictionGLYNN GA
Township / Civil DivisionST. SIMONS
Census Block Group1
Census Block1002
Census Tract302

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address940 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Nov 14, 2023Limited Warranty Deed, Transfer
Mar 4, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Prior SaleFeb 27, 2020 · Amount on Record
Deed Document Number202310781
Deed Book / Page4904 / 473
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLYNN GA
Property Address940 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5465
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5465
InvestorPossibly a Property Investor

Mortgage

Document Number0044380000000408
DateMay 4, 2021
Book Page0000004438/0000000408
Instrument0632021006809
Lender
NameTRUIST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

November 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionGLYNN GA
Recording DateNov 14, 2023
Property Address940 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5465
Document Number0049040473
Book / Page4904 / 473
Instrument DateNov 10, 2023
Instrument2023010781
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5465

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGLYNN GA
Recording DateMar 4, 2020
Property Address940 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5465
Document Number0041670416
Book / Page004167 / 000416
Instrument DateFeb 27, 2020
Instrument2551
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$449.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address940 CHAMPNEY ST SIMONS ISLAND GA 315225465, ST SIMONS ISLAND, GA 31522-5465

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,056.00 (+3.85%)$321,240 (+3.85%) Land $72,000 Building $249,240$803,100 (+3.85%) Land $180,000 Building $623,100
2025$7,757.00 (+39.54%)$309,320 (+27.99%) Land $60,000 Building $249,320$773,300 (+27.99%) Land $150,000 Building $623,300
2023$241,680 (+9.02%) Land $60,000 Building $181,680$604,200 (+9.02%) Land $150,000 Building $454,200
2022$5,559.00$221,680 Land $40,000 Building $181,680$554,200 Land $100,000 Building $454,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 497 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies619 units insured
incl. 122 condo units
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimNov 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 16 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 99.6% of Georgia
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. SIMONS ISLAND
serves 29,249 people · EPA ID GA1270001
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Nearby Properties on Champney

Nearby Streets

Search Property Records by Address or Parcel Number