Glynn County property record for 938 Champney, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,821 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Oct 2022) |
| Tax Bill | $9,661 (2026) |
| Deeds & Mortgages | Sep 2022 Sale Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-08872 |
| Primary APN | 04-08872 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,821 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 1,006 sqft |
| Porch | Porch |
| Porch Area | 987 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 938 CHAMPNEY |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-5465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 938 HAMPTON PLANT P-2 |
| Legal Subdivision | 0007-00 |
| Legal Phase | 2 |
| Legal Block | 15 |
| Legal Lot Number | 17 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 302 |
Source: Glynn County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 938 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Transfer |
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Jul 24, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 20224533 |
| Deed Book / Page | 4748 / 273 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0025790111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Sep 23, 2022 |
| Property Address | 938 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5465 |
| Document Number | 0047480273 |
| Book / Page | 4748 / 273 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-004533 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5465 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 938 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5465 |
| Document Number | 0043040326 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 938 CHAMPNEY ST SIMONS ISLAND GA 315225465, ST SIMONS ISLAND, GA 31522-5465 |
| Document Number | 0043040326 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 004304/000326 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLUE RIDGE, GA 30513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 18, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Jul 24, 2020 |
| Property Address | 938 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5465 |
| Document Number | 0042430313 |
| Book / Page | 004243 / 000313 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 938 CHAMPNEY ST SIMONS ISLAND GA 315225465, ST SIMONS ISLAND, GA 31522-5465 |
| Document Number | 42430315 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 004243/000315 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2035 |
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,661.00 (+3.2%) | $385,240 (+3.2%) Land $72,000 Building $313,240 | $963,100 (+3.2%) Land $180,000 Building $783,100 |
| 2025 | $9,361.00 (+22.45%) | $373,280 (+20.41%) Land $60,000 Building $313,280 | $933,200 (+20.41%) Land $150,000 Building $783,200 |
| 2023 | $310,000 Land $60,000 Building $250,000 | $775,000 Land $150,000 Building $625,000 | |
| 2022 | $7,645.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 497 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 619 units insured incl. 122 condo units |
| Nearby Flood Claims | 23 (2016–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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