Glynn County property record for 944 Champney, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,847 sqft · built 1998 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Sep 2011) |
| Tax Bill | $10,620 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-08848 |
| Primary APN | 04-08848 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,847 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 154 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 938 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 944 CHAMPNEY |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-5466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 944 HAMPTON PLANT P-2 |
| Legal Subdivision | 0007-00 |
| Legal Phase | 2 |
| Legal Block | 22 |
| Legal Lot Number | 19 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 302 |
Source: Glynn County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 944 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Apr 25, 2017 | Deed of Trust, Mortgage UNITED COMMUNITY BANK |
| Oct 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2011 · Amount on Record |
| Deed Sale | Sep 26, 2011 · Amount on Record |
| Prior Sale | May 13, 2005 · Amount on Record |
| Deed Document Number | 20112943 |
| Deed Book / Page | 2907 / 449 |
| Prior Transfer Date | Sep 23, 2011 |
| Prior Transfer Doc | 0029070446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 944 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5466 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 944 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5466 |
| Document Number | 0044410000000426 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 0000004441/0000000426 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 944 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037330101 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 3733/101 |
| Instrument | 632017004680 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 944 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5466 |
| Document Number | 0039540239 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 944 CHAMPNEY ST SIMONS ISLAND GA 315225466, ST SIMONS ISLAND, GA 31522-5466 |
| Document Number | 0039540239 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 003954/000239 |
| Instrument | 11232 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2048 |
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,620.00 (+2.16%) | $423,480 (+2.16%) Land $72,000 Building $351,480 | $1,058,700 (+2.16%) Land $180,000 Building $878,700 |
| 2025 | $10,395.00 (+29.74%) | $414,520 (+20.75%) Land $60,000 Building $354,520 | $1,036,300 (+20.75%) Land $150,000 Building $886,300 |
| 2023 | $343,280 (+7.45%) Land $60,000 Building $283,280 | $858,200 (+7.45%) Land $150,000 Building $708,200 | |
| 2022 | $8,012.00 | $319,480 Land $40,000 Building $279,480 | $798,700 Land $100,000 Building $698,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 497 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 619 units insured incl. 122 condo units |
| Nearby Flood Claims | 23 (2016–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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