James City County property record for 9401 Ottoway Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,837 sqft · built 2008 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $517,137 (Mar 2008) |
| Tax Bill | $4,627 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-3 07-0-0042 |
| Primary APN | 05-3 07-0-0042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,837 sqft Living Area |
| Basement Area | 594 sqft |
| Unfinished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 15,899 sqft (0.365 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30181 |
|---|---|
| Street Address | 9401 OTTOWAY CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANN |
| Legal Description | L-42 S-1 STONEHOUSE GLEN |
| Legal Subdivision | STONEHOUSE GLEN |
| Legal Lot Number | 42 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80404 |
Source: James City County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9401 OTTOWAY CT, TOANO, VA 23168-9369 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| May 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2008 · Amount on Record |
| Deed Sale | Mar 12, 2008 · Amount on Record |
| Deed Document Number | 2008800007546 |
| Last Transfer Date | May 19, 2026 |
| Transfer Doc | 0000006053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 25, 2026 |
| Property Address | 9401 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000008076 |
| Instrument Date | May 19, 2026 |
| Instrument | 20268076 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9401 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000008076, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20268076 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 20, 2026 |
| Property Address | 9401 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000006053 |
| Instrument Date | May 19, 2026 |
| Instrument | 20266053 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 9401 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9401 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000016396 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9401 OTTOWAY CT TOANO VA 231689369, TOANO, VA 23168-9369 |
| Document Number | 0000016396 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 16396 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 27, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,627.00 (+6.42%) | $557,500 (+30.01%) Land $84,800 Building $472,700 | $557,500 (+30.01%) Land $84,800 Building $472,700 |
| 2024 | $4,348.00 (+22.17%) | ||
| 2023 | $3,559.00 | $428,800 Land $75,700 Building $353,100 | $428,800 Land $75,700 Building $353,100 |
| 2022 | $3,559.00 (+0.08%) | ||
| 2019 | $3,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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